Scott County property record for 204 Lloyd Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,554 sqft · built 1998 |
| Lot Size | 7.16 acres (312,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,480 (Mar 2022) |
| Tax Bill | $4,219 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-40-013.000 |
| Primary APN | 111-40-013.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,554 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 2,554 sqft |
| Unfinished Basement | 2,554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Logs |
| Foundation Type | Concrete |
| Lot Area | 312,064 sqft (7.16 acres) |
| Garage Type | Mixed |
| Garage Area | 1,497 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 204 LLOYD RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUFFALO TRACE |
| Legal Subdivision | BUFFALO TRACE |
| Legal Phase | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40605 |
204 Lloyd Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 LLOYD RD, GEORGETOWN, KY 40324-8997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on File |
| Deed Sale | Mar 24, 2022 · Amount on File |
| Prior Sale | Nov 17, 2005 · Amount on File |
| Deed Document Number | 2022452522 |
| Deed Book / Page | 432 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 204 LLOYD RD, GEORGETOWN, KY 40324-8997 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | HIGH STREET TITLE COMPANY, HIGH STREER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 00M1661/57 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | M1661/57 |
| Instrument | 447275 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 14, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 204 Lloyd Rd was $4,219.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,700 (-) | $473,700 (-) | |
| 2025 | $4,219.00 | $473,700 | $473,700 |
| 2023 | $3,509.00 | $387,100 Land $110,000 Building $277,100 | $387,100 Land $110,000 Building $277,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Lloyd Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Lloyd Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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