344 Lloyd Rd, Georgetown, KY 40324 Property Records

Scott County property record for 344 Lloyd Rd, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,842 sqft · built 2001
Lot Size5 acres (218,148 sqft)
Owner2 Individual Names on File
Last Sale$63,903 (Jul 2023)
Tax Bill$5,451 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN111-40-008.000

Property Details

APN / Parcel Number

Primary APN111-40-008.000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,842 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area218,148 sqft (5 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address344 LLOYD RD
CityGEORGETOWN
StateKY
Zip40324-9148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUFFALO TRACE
Legal SubdivisionBUFFALO TRACE
Legal Lot Number5
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1005
Census Tract40605

Owner

344 Lloyd Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address344 LLOYD RD, GEORGETOWN, KY 40324-9148
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2023 · Amount on File
Deed SaleJul 13, 2023 · Amount on File
Prior SaleJan 12, 2023 · Amount on File
Deed Document Number2023476403
Deed Book / Page443 / 153
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJan 12, 2023
Property Address344 LLOYD RD, GEORGETOWN, KY 40324-9148
Document Number00D439/527
Book / PageD439 / 527
Map ReferenceCAB 5 SL 1801
Instrument DateJan 10, 2023
Instrument465612
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10275 SCOTT LEE RD, SILVER POINT, TN 38582-6011

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 LLOYD RD, GEORGETOWN, KY 40324-9148

Mortgage

Document Number0000465613
DateJan 12, 2023
Instrument465613
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 344 Lloyd Rd was $5,451.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$612,000 (-)$612,000 (-)
2025$5,451.00$612,000$612,000
2023$4,987.00$550,100 Land $110,000 Building $440,100$550,100 Land $110,000 Building $440,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Lloyd Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimApr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 Lloyd Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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