3377 Mill Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3377 Mill Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,692 sqft · built 1973
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2008)
Tax Bill	$7,527 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`254A005`

Property Details

APN / Parcel Number

Primary APN	`254A005`
Alternative APN	`1602278003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,692 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Roof Material	Asphalt
Lot Area	261,360 sqft
Driveway	Driveway
Deck Area	883 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	254A005
Street Address	3377 MILL RD
City	CHERRY VALLEY
State	IL
Zip	61016-9701
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	BEGN 659.74 FT W OF SE COR NE 1/4 TH NWLY 601.44 FT SWLY 70 FT NWLY 106.67 FT TO C&NW R/W TH NELY ALG
Legal Block	2
Legal Lot Number	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1014
Census Tract	3705

Owner

Source: Winnebago County records · APN 254A005

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3377 MILL RD, CHERRY VALLEY, IL 61016-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2008 · Amount on Record
Deed Sale	Aug 29, 2008 · Amount on Record
Deed Document Number	2008841060
Record Updated	Sep 20, 2026

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 29, 2019
Property Address	3377 MILL RD, CHERRY VALLEY, IL 61016-9701
Instrument Date	Jan 17, 2019
Instrument	1002209
Transaction Type	Construction Loan
Record Updated	Mar 01, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3377 MILL RD CHERRY VALLEY IL 610169701, CHERRY VALLEY, IL 61016-9701

Mortgage

Document Number	0001002209
Date	Jan 29, 2019
Instrument	1002209

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	BELVIDERE, IL 61008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,527.00	$110,694 (+36.52%) Land $33,647 Building $77,047	$332,082 (+36.52%) Land $100,941 Building $231,141
2022	Homeowner's exemption	$81,083 Land $19,731 Building $61,352	$243,249 Land $59,193 Building $184,056

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Surf Air Wireless, Verizon.

Based on FCC filings for 146 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHERRY VALLEY serves 4,731 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.