Winnebago County property record for 3370 Mill Rd, Cherry Valley, IL 61016 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,754 sqft · built 1950 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,940 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 253B185 |
| Primary APN | 253B185 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| Gross Area | 2,983 sqft |
| 1st Floor Area | 1,754 sqft |
| Basement Area | 1,229 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 187,308 sqft |
| Garage Area | 525 sqft |
| Driveway | Driveway |
| Deck Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3370 MILL RD |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEGN C/L MILL RD 162.93 FT NELY FROM WLN NW 1/4 TH NELY ALG C/L TO NELY LNBAUDER TR BY DEED IN BK 114-145 TH SELY TO C/L KISHWAUKEE RIVER TH OWNSTREAM |
| Legal Tract | BY |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 3705 |
Source: Winnebago County records · APN 253B185
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3370 MILL RD, CHERRY VALLEY, IL 61016-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 23, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ILLINOIS STATE CU |
| Jun 29, 2020 | Deed of Trust, Mortgage · Line of Credit HERITAGE CU |
| Jan 25, 2018 | Quit Claim Deed, Mortgage · Conventional with PMI ENVOY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 17, 2022 |
| Transfer Doc | 0000005760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Feb 23, 2022 |
| Property Address | 3370 MILL RD, CHERRY VALLEY, IL 61016-9702 |
| Document Number | 0000005760 |
| Map Reference | DB 114 PG 145 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2205760 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | MCLEAN COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1408 AIRPORT RD, BLOOMINGTON, IL 61704-2566 |
| Document Number | 0000005761 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2205761 |
| Name | ILLINOIS STATE CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3370 MILL RD, CHERRY VALLEY, IL 61016-9702 |
| Document Number | 0001017933 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | INGEO |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3370 MILL RD CHERRY VALLEY IL 610169702, CHERRY VALLEY, IL 61016-9702 |
| Document Number | 0001017933 |
|---|---|
| Date | Jul 06, 2020 |
| Instrument | 1017933 |
| Name | HERITAGE CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jul 05, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jan 25, 2018 |
| Property Address | 3370 MILL RD, CHERRY VALLEY, IL 61016-9702 |
| Document Number | 0001002446 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 1002446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | SECURITY FIRST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3370 MILL RD CHERRY VALLEY IL 610169702, CHERRY VALLEY, IL 61016-9702 |
| Document Number | 1002447 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 1002447 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,940.00 | $88,627 (+49.87%) Land $28,648 Building $59,979 | $265,881 (+49.87%) Land $85,944 Building $179,937 |
| 2022 | Homeowner's exemption | $59,137 Land $14,141 Building $44,996 | $177,411 Land $42,423 Building $134,988 |
Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 6% of the US · above 38% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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