3342 Mill Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3342 Mill Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,926 sqft · built 1940
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`253B181`

Property Details

APN / Parcel Number

Primary APN	`253B181`
Alternative APN	`1601152014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	828 sqft
Basement Area	668 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Roof Material	Asphalt
Lot Area	57,064 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3342 MILL RD
City	CHERRY VALLEY
State	IL
Zip	61016-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB PLAT OF PT LT 16 OF PLAT OF SEC1-43-2 LT 2 ASLO PT SUB OF SEC 1-43-2INCL SLY 83.6FT ON NLY 187.1FT FRONTAGE NLY + SLY LINES AT R/A TO + E OF SAL
Legal Range	2
Legal Township	43
Legal Section	1
Legal Lot Number	16,2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	5
Census Block	5001
Census Tract	3705

Owner

Source: Winnebago County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3342 MILL RD, CHERRY VALLEY, IL 61016-9702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NORTHERN CU
Nov 20, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST NTHRN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 26, 2025
Transfer Doc	0000032002
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 9, 2025
Property Address	3342 MILL RD, CHERRY VALLEY, IL 61016-9702
Document Number	0000032002
Map Reference	PB 2 PG 105
Instrument Date	Nov 26, 2025
Instrument	2532002
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3342 MILL RD, CHERRY VALLEY, IL 61016-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3342 MILL RD, CHERRY VALLEY, IL 61016-9702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032003
Date	Dec 9, 2025
Instrument	2532003

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.13%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3342 MILL RD, CHERRY VALLEY, IL 61016-9702
Document Number	0001034000
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3342 MILL RD CHERRY VALLEY IL 610169702, CHERRY VALLEY, IL 61016-9702

Mortgage

Document Number	0001034000
Date	Nov 21, 2018
Instrument	1034000

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,242.00 (+6.64%)	$59,005 (+13.47%) Land $18,816 Building $40,189	$177,015 (+13.47%) Land $56,448 Building $120,567
2024	$3,978.00	$52,001 (+22.88%) Land $17,020 Building $34,981	$156,003 (+22.88%) Land $51,060 Building $104,943
2022		$42,319 Land $12,319 Building $30,000	$126,957 Land $36,957 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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