Lincoln County property record for 3360 Delaware Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,609 sqft · built 2016 |
| Lot Size | 0.335 acres (14,593 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $378,500 (Mar 2017) |
| Tax Bill | $4,514 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-89-9182 |
| Primary APN | 4604-89-9182 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 3 Stories |
| Building Area | 3,609 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Lot Area | 14,593 sqft (0.335 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 450 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 286842 |
|---|---|
| Street Address | 3360 DELAWARE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #153COVINGTON@LAKE NORMAN |
| Legal Subdivision | COVINGTON LK NORMAN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3360 DELAWARE DR, DENVER, NC 28037-7715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Mar 17, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage TOWNEBANK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2017 · Amount on Record |
| Deed Sale | Mar 17, 2017 · Amount on Record |
| Deed Document Number | 2017560228 |
| Deed Book / Page | 2653 / 168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3360 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3088432 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 3088/432 |
| Instrument | 639433 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3360 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2937684 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 2937/684 |
| Instrument | 613711 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3360 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Number | 2853734 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3360 DELAWARE DR DENVER NC 280377715, DENVER, NC 28037-7715 |
| Document Number | 2853734 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 002853/000734 |
| Instrument | 599160 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 17, 2017 |
| Property Address | 3360 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Number | 2653168 |
| Book / Page | 002653 / 000168 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 560228 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $757.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3360 DELAWARE DR DENVER NC 280377715, DENVER, NC 28037-7715 |
| Document Number | 2653170 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 002653/000170 |
| Instrument | 560229 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2047 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,514.00 (+1.39%) | $718,486 (-) Land $82,000 Building $636,486 | $718,486 (-) Land $82,000 Building $636,486 |
| 2023 | $4,452.00 | $718,486 Land $82,000 Building $636,486 | $718,486 Land $82,000 Building $636,486 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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