3375 Circle Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3375 Circle Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,641 sqft · built 1954
Lot Size	0.645 acres (28,096 sqft)
Owner	Company Name on Record
Last Sale	$155,050 (Apr 2026)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Apr 2026 Foreclosure Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-4350-0008-01-2`

Property Details

APN / Parcel Number

Primary APN	`18-4350-0008-01-2`
Alternative APN	`11-18-4350-0008-01-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,641 sqft Living Area
1st Floor Area	1,641 sqft
Basement Area	1,437 sqft
Unfinished Basement	1,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Lot Area	28,096 sqft (0.645 acres)
Lot Dimensions	240 ft deep x 117 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3375 CIRCLE DR
City	SAINT JOSEPH
State	MI
Zip	49085-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 8 KNAPP'S TERRACE EXCEPT COM SW COR LOT 8 TH N89DEG51'E 329.3' TH N16DEG30'W 146.63' TH S69DEG49'W 65.87' TH S0DEG50'W 27.05' TH S89DEG47'W 178.77' TH N20DEG13'W 88.32' TO EDGE OF CIRCLE DR TH ON A 99' RAD CUR RT A CHORD DIS OF 28' TO NE'LY COR L
Legal Subdivision	SD SUB
Legal Lot Number	7-8
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2007
Census Tract	1100

Owner

Source: Berrien County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1650 W BIG BEAVER RD, TROY, MI 48084-3534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 14, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Mar 1, 2016 · Amount on Record
Deed Document Number	2026459719
Deed Book / Page	3476 / 865
Prior Transfer Date	Apr 23, 2026
Prior Transfer Doc	003476/865
Record Updated	Oct 29, 2026

April 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 29, 2026
Property Address	3375 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Document Number	003476/865
Book / Page	3476 / 865
Instrument Date	Apr 23, 2026
Instrument	2026459719
Transaction Type	Foreclosure
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$117,450.88
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1650 W BIG BEAVER RD, TROY, MI 48084-3534
Investor	Possibly a Property Investor

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3375 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 CIRCLE DR, SAINT JOSEPH, MI 49085-3712

Mortgage

Document Number	03420/2931
Date	Feb 14, 2024
Book Page	3420/2931
Instrument	2024398099

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2064

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3375 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 CIRCLE DR, SAINT JOSEPH, MI 49085-3712

Mortgage

Document Number	003373/836
Date	May 5, 2022
Book Page	3373/836
Instrument	2022352264

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3375 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03327/1667
Date	May 14, 2021
Book Page	3327/1667

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Oct 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 28, 2019
Property Address	3375 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Document Number	03242/0029
Book / Page	3242 / 0029
Instrument Date	Jun 26, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3375 CIRCLE DR, SAINT JOSEPH, MI 49085-3712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 CIRCLE DR, SAINT JOSEPH, MI 49085-3712

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,100 (+1.57%)	$220,200 (+1.57%)
2025	$3,054.00 (+19.48%) Homeowner's exemption	$108,400 (+25.61%)	$216,800 (+25.61%)
2024	$2,556.00 (+10.08%)
2023		$86,300	$172,600
2022	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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