3341 Circle Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3341 Circle Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1959
Lot Size	0.659 acres (28,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2025)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-4350-0010-00-9`

Property Details

APN / Parcel Number

Primary APN	`18-4350-0010-00-9`
Alternative APN	`11-18-4350-0010-00-9`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Raised Ranch
Lot Area	28,706 sqft (0.659 acres)
Lot Depth	275 ft Depth
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3341 CIRCLE DR
City	SAINT JOSEPH
State	MI
Zip	49085-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	PT OF LOTS 10 & 11 KNAPP'S TERRACE DES AS COM 25' S OF SW COR LOT 12 SD SUB TH S 75.05' TH SE'LY ALONG THE E'LY LINE OF CIRCLE DR TO THE W'LY LINE OF A 20' EASEMENT TH NE'LY ON THE W'LY LINE OF SAID EASEMENT TO A POINT 170' E OF POB TH W 170' TO THE
Legal Subdivision	SD SUB
Legal Lot Number	10-12
Legal Unit	1,12
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2007
Census Tract	1100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3341 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Feb 13, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Dec 4, 2023 · Amount on Record
Deed Document Number	2025440358
Deed Book / Page	3458 / 2281
Prior Transfer Date	Feb 9, 2023
Prior Transfer Doc	03398/1036
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 4, 2023
Property Address	3341 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Document Number	03416/3666
Book / Page	3416 / 3666
Map Reference	LB 15 PG 11
Instrument Date	Nov 13, 2023
Instrument	2023393940
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3341 CIRCLE DR, SAINT JOSEPH, MI 49085-3712

Mortgage

Document Number	2023393941
Date	Dec 4, 2023
Instrument	2023393941

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 13, 2023
Property Address	3341 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Document Number	03398/1036
Book / Page	3398 / 1036
Map Reference	LB 15 PG 11
Instrument Date	Feb 9, 2023
Instrument	2023372773
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4361 CARPET ST, STEVENSVILLE, MI 49127-9535

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,200 (+1.57%)	$232,400 (+1.57%)
2025	$3,650.00 (-8.54%) Homeowner's exemption	$114,400 (+28.97%)	$228,800 (+28.97%)
2024	$3,991.00 (+6.97%)
2023		$88,700	$177,400
2022	$3,731.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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