3365 Circle Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3365 Circle Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1961
Lot Size	0.517 acres (22,521 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Sep 2024)
Tax Bill	$4,315 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-4350-0009-00-1`

Property Details

APN / Parcel Number

Primary APN	`18-4350-0009-00-1`
Alternative APN	`11-18-4350-0009-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Lot Area	22,521 sqft (0.517 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3365 CIRCLE DR
City	SAINT JOSEPH
State	MI
Zip	49085-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 9 KNAPP'S TERRACE
Legal Subdivision	KNAPPS TERRACE
Legal Lot Number	9
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2007
Census Tract	1100

Owner

3365 Circle Dr is owned and occupied by an individual who bought it in September 2024.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3791 HOCHBERGER RD, EAU CLAIRE, MI 49111-9690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 18, 2019	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Mar 18, 2019 · Amount on File
Deed Document Number	2024413632
Deed Book / Page	3433 / 4318
Transfer Doc	03210/2946
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3365 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 CIRCLE DR, SAINT JOSEPH, MI 49085-3712

Mortgage

Document Number	003346/487
Date	Sep 27, 2021
Book Page	3346/487

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 18, 2019
Property Address	3365 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Document Number	03232/1283
Book / Page	3232 / 1283
Map Reference	VOL 15 PG 11
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,255.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 REGENT BLVD STE 175, 175, IRVING, TX 75063-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3955 POPALARDO ST, BRIDGMAN, MI 49106-9514

Mortgage

Document Number	0032321291
Date	Mar 18, 2019
Instrument	3232/1291

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 9, 2018
Property Address	3365 CIRCLE DR, SAINT JOSEPH, MI 49085-3712
Document Number	03210/2946
Book / Page	3210 / 2946
Map Reference	VOL15 PG11
Instrument Date	Jul 2, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2945 WINDSOR DR, SAINT JOSEPH, MI 49085-9484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

The 2025 property tax bill for 3365 Circle Dr was $4,315 with a homeowner's exemption, up 34% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,800 (+2.51%)	$277,600 (+2.51%)
2025	$4,315.00 (+34.01%) Homeowner's exemption	$135,400	$270,800
2024	$3,220.00
2023		$101,500	$203,000
2022	$2,925.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3365 Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3365 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Dr

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