Union County property record for 337 Lakeshore Dr, McCook Lake, SD 57049 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 2007 |
| Lot Size | 0.215 acres (9,378 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,668 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.20.09.1005 |
| Primary APN | 05.20.09.1005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| Basement Area | 1,328 sqft |
| Finished Basement | 1,328 sqft |
| Unfinished Basement | 284 sqft |
| Flooring | Stone |
| Interior Walls | Stone |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,378 sqft (0.215 acres) |
| Lot Dimensions | 170 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 337 LAKESHORE DR |
|---|---|
| City | MCCOOK LAKE |
| State | SD |
| Zip | 57049-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 OF 9 & 10 FRIS BIES 3 N SIOUX CITY |
| Legal Range | 48 |
| Legal Township | 89 |
| Legal Section | 10 |
| Legal Subdivision | FRISBIES THIRD PLATTING |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | NORTH SIOUX CITY |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 20302 |
Source: Union County records · APN 05.20.09.1005
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 337 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU |
| May 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU |
| Jun 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 337 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00170/0487 |
|---|---|
| Date | Jul 07, 2017 |
| Book Page | 170/0487 |
| Instrument | 172530 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jul 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 337 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000176/442 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 176/442 |
| Instrument | 202034 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | May 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 337 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000178/589 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 178/589 |
| Instrument | 212667 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Jul 01, 2043 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | North Sioux City |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,668.00 (+0.77%) | $447,013 (-) Land $109,621 Building $337,392 |
| 2024 | $6,617.00 (-1.06%) | |
| 2023 | $6,688.00 (+11.63%) | $447,013 Land $109,621 Building $337,392 |
| 2022 | $5,991.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Long Lines | Cable | 1,500 / 50 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Hawkeye Topco Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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