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332 Lakeshore Dr, McCook Lake (North Sioux City), SD 57049 Property Records

Union County property record for 332 Lakeshore Dr, McCook Lake, SD 57049 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 942 sqft · built 1998
Lot Size0.151 acres (6,592 sqft)
Owner2 Individual Names on File
Last Sale$218,000 (Jul 2020)
Tax Bill$4,325 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05.16.09.1003

Property Details

APN / Parcel Number

Primary APN05.16.09.1003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area942 sqft Living Area
Basement Area892 sqft
Finished Basement892 sqft
Unfinished Basement892 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,592 sqft (0.151 acres)
Lot Dimensions94.3 ft deep x 69.9 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address332 LAKESHORE DR
CityMCCOOK LAKE
StateSD
Zip57049-4001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 OF LOT 109 GOVT LOT 1 N SIOUX CITY
Legal Lot Number2,109,1
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionNORTH SIOUX CITY
Census Block Group3
Census Block3073
Census Tract20302

Owner

Source: Union County records · APN 05.16.09.1003

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address332 LAKESHORE DR, MCCOOK LAKE, SD 57049-4001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST PREMIER BANK
Dec 15, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2020 · Amount on Record
Deed SaleJul 09, 2020 · Amount on Record
Prior SaleDec 15, 2017 · Amount on Record
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateAug 24, 2020
Property Address332 LAKESHORE DR, MCCOOK LAKE, SD 57049-4001
Document Number000110/480
Book / Page110 / 480
Instrument DateJul 09, 2020
Instrument203914
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Tax$2.18
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address322 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4001

Mortgage

Document Number000176/983
DateSep 04, 2020
Book Page176/983
Instrument204188
Lender
NameFIRST PREMIER BANK
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateDec 15, 2017
Property Address332 LAKESHORE DR, MCCOOK LAKE, SD 57049-4001
Document Number00107/0731
Book / Page107 / 0731
Instrument DateDec 12, 2017
Instrument175054
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7504 S KENTON LN, SIOUX FALLS, SD 57108-7549

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address332 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4001
InvestorPossibly a Property Investor

Mortgage

Document Number0000175055
DateDec 15, 2017
Instrument175055
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityNorth Sioux City
Unified School DistrictDakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,325.00 (+14.84%)$289,964 (+13.99%) Land $17,182 Building $272,782
2024$3,766.00 (-1.05%)
2023$3,806.00 (+11.65%)$254,384 Land $17,182 Building $237,202
2022$3,409.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Long LinesCable1,500 / 50
Cable OneCable1,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hawkeye Topco Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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