Union County property record for 322 Lakeshore Dr, McCook Lake, SD 57049
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,178 sqft · built 1992 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $2,896 (2025) |
| Deeds & Mortgages | May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.16.04.2015 |
| Primary APN | 05.16.04.2015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 150 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 322 LAKESHORE DR |
|---|---|
| City | NORTH SIOUX CITY |
| State | SD |
| Zip | 57049-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S41' LOT 2A OF LOT B & N13' OF LOT 1 OF LOT B IN JOHNSTON TR1 S1/2 OF GOV'T LOT 1 |
| Legal Block | B |
| Legal Lot Number | 2A,B,B |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | NORTH SIOUX CITY |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 20302 |
Source: Union County assessment roll, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 322 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | May 19, 2022 |
| Property Address | 322 LAKESHORE DR, MCCOOK LAKE, SD 57049-4001 |
| Document Number | 000112/319 |
| Book / Page | 112 / 319 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 221454 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | North Sioux City |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,896.00 (+14.69%) | $194,173 (+13.83%) Land $13,318 Building $180,855 |
| 2024 | $2,525.00 (-1.06%) | |
| 2023 | $2,552.00 (+11.64%) | $170,583 Land $13,318 Building $157,265 |
| 2022 | $2,286.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH SIOUX CITY serves 3,042 people · EPA ID SD4600226 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ImOn Communications.
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