3366 Cypress Point Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3366 Cypress Point Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1999
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,900 (Feb 2023)
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-1267-0001-0840`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-1267-0001-0840`
Alternative APNs	`263016126700010840` `86125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,431 sqft Living Area
Gross Area	1,939 sqft
1st Floor Area	1,431 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3366 CYPRESS POINT CIR
City	SAINT CLOUD
State	FL
Zip	34772-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	CYPRESS POINT UNIT 3 PB 9 PG 111-112 LOT 84
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CYPRESS POINT UNIT 3
Legal Tract	1267
Legal Block	840
Legal Lot Number	84
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3366 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 3, 2018	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	202322320
Deed Book / Page	6362 / 2340
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3366 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3366 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630
Investor	Possibly a Property Investor

Mortgage

Document Number	0061032910
Date	Dec 9, 2021
Book Page	6103/2910
Instrument	2021189812

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2023
Property Address	3366 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630
Document Number	0063622340
Book / Page	6362 / 2340
Map Reference	MB 9 PG 111&112
Instrument Date	Feb 10, 2023
Instrument	2023022320
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	SIMPLY TITLE LLC, SIMPLY TITLE LLC KISSIMMEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3366 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3366 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630
Investor	Possibly a Property Investor

Mortgage

Document Number	0063622342
Date	Feb 24, 2023
Instrument	6362/2342

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 3, 2018
Property Address	3366 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630
Document Number	0053092993
Book / Page	5309 / 2993
Map Reference	MB9 PG111&112
Instrument Date	Mar 16, 2018
Instrument	2018051459
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	APPOLLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3366 CYPRESS POINT CIR, 3366, SAINT CLOUD, FL 34772-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 WATERLEAF ST, ORLANDO, FL 32837-6760

Mortgage

Document Number	2018051460
Date	Apr 3, 2018
Instrument	2018051460

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,401.00 (+80.81%) Homeowner's exemption	$288,800 (+62.9%) Land $60,000 Building $228,800	$288,800 (+5.67%) Land $60,000 Building $228,800
2023	$2,434.00 (+3.93%) Homeowner's exemption	$177,288 (+3%)	$273,300 (+20.45%) Land $55,000 Building $218,300
2022	$2,342.00 Homeowner's exemption	$172,125	$226,900 Land $50,000 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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