Osceola County property record for 3364 Cypress Point Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,687 sqft · built 1999 |
| Lot Size | 0.114 acres (5,009 sqft) |
| Owner | Owner Name on File |
| Last Sale | $85,000 (Mar 2011) |
| Tax Bill | $983 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 86124 |
| Primary APN | 86124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,687 sqft Heated Area |
| Gross Area | 1,939 sqft |
| 1st Floor Area | 1,431 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 74 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 364 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 86124 |
|---|---|
| Street Address | 3364 CYPRESS POINT CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CYPRESS POINT UNIT 3 PB 9 PG 111-112 LOT 83 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CYPRESS POINT UN 1 |
| Legal Tract | 1267 |
| Legal Block | 1 |
| Legal Lot Number | 83 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 43208 |
Source: Osceola County records · APN 86124
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3364 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage VISTA POINT MORTGAGE LLC |
| Feb 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2011 · Amount on Record |
| Deed Sale | Mar 07, 2011 · Amount on Record |
| Prior Sale | Feb 01, 2007 · Amount on Record |
| Deed Document Number | 2011029071 |
| Deed Book / Page | 4101 / 1085 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3364 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3364 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630 |
| Document Number | 0066421678 |
|---|---|
| Date | Jul 31, 2024 |
| Book Page | 6642/1678 |
| Instrument | 2024099456 |
| Name | VISTA POINT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3364 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630 |
| Document Number | 0054781675 |
| Instrument Date | Feb 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3364 CYPRESS POINT CIR ST CLOUD FL 347728630, ST CLOUD, FL 34772-8630 |
| Document Number | 0054781675 |
|---|---|
| Date | Feb 18, 2019 |
| Book Page | 005478/001675 |
| Instrument | 20540 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $983.00 (+8.98%) Homeowner's exemption | $97,797 (+5.99%) | $291,800 (+5.65%) Land $60,000 Building $231,800 |
| 2023 | $902.00 (+5.5%) Homeowner's exemption | $92,273 (+3%) | $276,200 (+20.45%) Land $55,000 Building $221,200 |
| 2022 | $855.00 Homeowner's exemption | $89,586 | $229,300 Land $50,000 Building $179,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020, other causes |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures