Osceola County property record for 3370 Cypress Point Cir, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2000 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Nov 2025) |
| Tax Bill | $4,781 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-1267-0001-0860 |
| Primary APN | 16-26-30-1267-0001-0860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3370 CYPRESS POINT CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CYPRESS POINT UNIT 3 PB 9 PG 111-112 LOT 86 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CYPRESS POINT UNIT 3 |
| Legal Tract | 1267 |
| Legal Block | 860 |
| Legal Lot Number | 86 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 43208 |
Source: Osceola County records · APN 16-26-30-1267-0001-0860
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 213 MONTANA AVE, SAINT CLOUD, FL 34769-2101 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Nov 04, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 04, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 01, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2025 · Amount on Record |
| Deed Sale | Nov 04, 2025 · Amount on Record |
| Prior Sale | Dec 01, 2022 · Amount on Record |
| Deed Document Number | 2025136947 |
| Deed Book / Page | 6876 / 16 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3370 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 213 MONTANA AVE, SAINT CLOUD, FL 34769-2101 |
| Document Number | 0068760018 |
|---|---|
| Date | Nov 04, 2025 |
| Book Page | 6876/18 |
| Instrument | 2025136948 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3370 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3370 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630 |
| Document Number | 0068760041 |
|---|---|
| Date | Nov 04, 2025 |
| Book Page | 6876/41 |
| Instrument | 2025136949 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 01, 2022 |
| Property Address | 3370 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8630 |
| Document Number | 0063231492 |
| Book / Page | 6323 / 1492 |
| Map Reference | MB 9 PG 111 |
| Instrument Date | Dec 01, 2022 |
| Instrument | 2022173284 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,045.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 HANAKIS STREET, CAESAREA, FL 30889 |
| Name | Verified Name |
|---|---|
| Address | 8 NARKIS STREET, CAESAREA, FL 30889 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,781.00 (+0.4%) | $266,900 (+5.74%) Land $60,000 Building $206,900 | $266,900 (+5.74%) Land $60,000 Building $206,900 |
| 2024 | $4,762.00 (+4.68%) | ||
| 2023 | $4,549.00 (+42.47%) | $252,400 (+20.19%) Land $55,000 Building $197,400 | $252,400 (+20.19%) Land $55,000 Building $197,400 |
| 2022 | $3,193.00 | $210,000 Land $50,000 Building $160,000 | $210,000 Land $50,000 Building $160,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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