Santa Rosa County property record for 3364 N Simmons Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,755 sqft · built 2006 |
| Lot Size | 0.498 acres (21,693 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Apr 2026) |
| Tax Bill | $1,145 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-4N-29-0000-00913-0000 |
| Primary APN | 06-4N-29-0000-00913-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 2,686 sqft |
| 1st Floor Area | 1,755 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 21,693 sqft (0.498 acres) |
| Lot Dimensions | 205 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 459 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3364 N SIMMONS RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | COM SW SEC COR TH S 85*50 E 7 FT TO I/S EXT E R/W N SIMMONS RD TH N 0*43'23E 48.17 FT TO I/S N R/W HARVEST RD (CO RD 164) TH CONT N 0*43'23E ALG E R/W 768.82 FT TO POB TH CONT 106 FT TH S 89*16'37E 205.47 FT TH S 0*43'23E 106 FT TH N 89*16'37W 205.47 |
| Legal Range | 29W |
| Legal Township | 4N |
| Legal Section | 06 |
| Legal Subdivision | HARVEST SIDE |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3364 N SIMMONS RD, JAY, FL 32565-2833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 2, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Apr 2, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Jul 31, 2007 · Amount on Record |
| Deed Document Number | 202616637 |
| Deed Book / Page | 4727 / 1936 |
| Prior Transfer Date | Apr 26, 2006 |
| Prior Transfer Doc | 0025940650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 3364 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0000016637 |
| Book / Page | 4727 / 1936 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202616637 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,055.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3364 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0000016638, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202616638 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 3364 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0047271936 |
| Book / Page | 4727 / 1936 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202616637 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,055.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3364 N SIMMONS RD, JAY, FL 32565-2833 |
| Document Number | 0000016638, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202616638 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3364 N SIMMONS RD, JAY, FL 32565-2833 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0040151652 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 4015/1652 |
| Instrument | 202053809 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3364 N SIMMONS RD, JAY, FL 32565-2833 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042110503 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 4211/503 |
| Instrument | 202178150 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,927 (+2.9%) | $201,670 (+1.53%) Land $16,000 Building $185,670 | |
| 2024 | $1,145.00 (+2.42%) Homeowner's exemption | $129,181 (+3%) | $198,638 (+2.31%) Land $16,000 Building $182,638 |
| 2023 | $1,118.00 (+2.85%) Homeowner's exemption | $125,418 (+3%) | $194,146 (+0.74%) Land $13,000 Building $181,146 |
| 2022 | $1,087.00 Homeowner's exemption | $121,765 | $192,724 Land $13,000 Building $179,724 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures