Santa Rosa County property record for 3351 N Simmons Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,779 sqft · built 2007 |
| Lot Size | 1 acres (43,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Mar 2026) |
| Tax Bill | $1,253 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-4N-30-0000-01208-0000 |
| Primary APN | 01-4N-30-0000-01208-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,779 sqft Living Area |
| Gross Area | 2,692 sqft |
| 1st Floor Area | 1,779 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 43,778 sqft (1 acres) |
| Lot Dimensions | 413 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 453 sqft |
| Patio Area | 312 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3351 N SIMMONS RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | PARCEL 8 DES AS: COM AT SE SEC CORN THN S89*11W ON S SEC LN 42.99 FT THN N0*0309E 47.05 FT TO INSCT OF N R/W HWY 164 & W R/W OF SIMMONS RD THN N0*03 09E 740.21 FT TO POB THN S88* 2250W 413.18 FT THN N0*0309 E 105.64 FT THN N88*2250E 413.18 FT TO W R/ |
| Legal Range | 30W |
| Legal Township | 4N |
| Legal Section | 01 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3351 N SIMMONS RD, JAY, FL 32565-2866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 3, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 10, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Prior Sale | Jan 2, 2008 · Amount on Record |
| Deed Document Number | 202610248 |
| Deed Book / Page | 4714 / 1682 |
| Prior Transfer Date | Mar 10, 2023 |
| Prior Transfer Doc | 0043740364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3351 N SIMMONS RD, JAY, FL 32565-2866 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3351 N SIMMONS RD, JAY, FL 32565-2866 |
| Document Number | 0042250874 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 4225/874 |
| Instrument | 202185054 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 3, 2026 |
| Property Address | 3351 N SIMMONS RD, JAY, FL 32565-2866 |
| Document Number | 0047141682 |
| Book / Page | 4714 / 1682 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 202610248 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 NEAL JONES RD, JAY, FL 32565-1413 |
| Name | Verified Name |
|---|---|
| Address | 3351 N SIMMONS RD, JAY, FL 32565-2866 |
| Document Number | 0047141686 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 4714/1686 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 10, 2023 |
| Property Address | 3351 N SIMMONS RD, JAY, FL 32565-2866 |
| Document Number | 0043740364 |
| Book / Page | 4374 / 364 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 202309952 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3351 N SIMMONS RD, JAY, FL 32565-2866 |
| Name | Verified Name |
|---|---|
| Address | 3351 N SIMMONS RD, JAY, FL 32565-2866 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,698 (+2.9%) | $202,304 (+1.54%) Land $15,000 Building $187,304 | |
| 2024 | $1,253.00 (+2.37%) Homeowner's exemption | $138,676 (+3%) | $199,227 (+0.77%) Land $15,000 Building $184,227 |
| 2023 | $1,224.00 (+2.77%) Homeowner's exemption | $134,637 (+3%) | $197,704 (+0.74%) Land $15,000 Building $182,704 |
| 2022 | $1,191.00 Homeowner's exemption | $130,716 | $196,249 Land $15,000 Building $181,249 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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