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  5. N Simmons Rd

3356 N Simmons Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3356 N Simmons Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 2004
Lot Size0.513 acres (22,346 sqft)
OwnerIndividual Name on Record
Last Sale$126,500 (Jun 2017)
Tax Bill$1,235 (2024)
Deeds & MortgagesJan 2021 Mortgage
Jul 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-4N-29-0000-00904-0000

Property Details

APN / Parcel Number

Primary APN06-4N-29-0000-00904-0000
Alternative APN
  • N294060000009040000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,744 sqft Living Area
Gross Area2,601 sqft
1st Floor Area1,744 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area22,346 sqft (0.513 acres)
Lot Dimensions211 ft deep x 106 ft wide
Garage TypeAttached
Garage Area469 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area64 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3356 N SIMMONS RD
CityJAY
StateFL
Zip32565-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal Description*ENHNCD LIFE EST* RESRVD IN: HARVEST SIDE UNREC SUB LOT 6 DES AS: COM AT SW SEC CORN OF SECTION 6 TOWNSHIP 4 NORTH RANGE 29 WEST THN S85*500E ON S SEC LN 7 FT TO SLY PRJCT OF E R/W OF NORTH SIMMONS RD THN N0*4323E ON E R/W 48.17 FT TO B R/W OF HARVES
Legal Range29W
Legal Township4N
Legal Section06
Legal SubdivisionHARVEST SIDE UNREC SUB
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3028
Census Tract10200

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3356 N SIMMONS RD, JAY, FL 32565-2833
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 23, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 19, 2017Sheriff's Deed, Foreclosure · Conventional Mortgage
THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2017 · Amount on Record
Deed SaleJun 19, 2017 · Amount on Record
Prior SaleDec 6, 2016 · Amount on Record
Deed Document Number201724579
Deed Book / Page3634 / 509
Prior Transfer DateJun 5, 2017
Prior Transfer Doc0036340509
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3356 N SIMMONS RD, JAY, FL 32565-2833
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3356 N SIMMONS RD, JAY, FL 32565-2833

Mortgage

Document Number0040540185
DateJan 8, 2021
Book Page4054/185
Instrument202101375
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJul 23, 2021
Property Address3356 N SIMMONS RD, JAY, FL 32565-2833
Document Number0041530175
Book / Page4153 / 175
Instrument DateJul 22, 2021
Instrument202149690
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5088 JACK FLOYD RD, JAY, FL 32565-2698

June 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionSANTA ROSA FL
Recording DateJun 19, 2017
Property Address3356 N SIMMONS RD, JAY, FL 32565-2833
Document Number0036340509
Book / Page3634 / 0509
Instrument DateJun 5, 2017
Instrument201724579
Transaction TypeForeclosure
Record UpdatedAug 2, 2022
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$885.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

NameVerified Name
Address4087 HIGHWAY 4, JAY, FL 32565-9701

Mortgage

Document Number0201724580
DateJun 19, 2017
Instrument201724580
Lender
NameTHE FIRST A NATIONAL BANKING ASSN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$141,028 (+2.9%)$189,982 (+1.47%) Land $16,000 Building $173,982
2024$1,235.00 (+2.4%) Homeowner's exemption$137,053 (+3%)$187,235 (+2.37%) Land $16,000 Building $171,235
2023$1,206.00 (+4.96%) Homeowner's exemption$133,061 (+4.68%)$182,906 (+1.9%) Land $13,000 Building $169,906
2022$1,149.00 Homeowner's exemption$127,108$179,495 Land $13,000 Building $166,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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