3372 Merchant Ln, Davidson, NC 28036 Property Records

Cabarrus County property record for 3372 Merchant Ln, Davidson, NC 28036 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,351 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,546 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03008B0060.000000`

Property Details

APN / Parcel Number

Primary APN	`03008B0060.000000`
Alternative APNs	`4672 56 0996` `65409`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,351 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	1,082 sqft
Upper Floors Area	1,269 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 64 ft wide
Garage Type	Finished
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	650 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	30 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	65409
Street Address	3372 MERCHANT LN
City	DAVIDSON
State	NC
Zip	28036-7785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 60 FARM AT RIVERPOINTE
Legal Subdivision	FARM AT RIVERPOINTE FRONT
Legal Lot Number	60
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1020
Census Tract	41301

Owner

Source: Cabarrus County records · APN 03008B0060.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3372 MERCHANT LN, DAVIDSON, NC 28036-7785
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2024	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 26, 2025	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 06, 2019	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2025
Deed Sale	Sep 26, 2025
Prior Sale	Jul 27, 2009 · Amount on Record
Deed Document Number	202521849
Deed Book / Page	17635 / 320
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	0017635320
Record Updated	Jun 08, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3372 MERCHANT LN, DAVIDSON, NC 28036-7785
Transaction Type	Mortgage
Record Updated	Oct 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3372 MERCHANT LN, DAVIDSON, NC 28036-7785

Mortgage

Document Number	0017066123
Date	Aug 22, 2024
Book Page	17066/123

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Mar 01, 2050

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 26, 2025
Property Address	3372 MERCHANT LN, DAVIDSON, NC 28036-7785
Document Number	0017635320
Book / Page	17635 / 320
Map Reference	MB 46 PG 23
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Oct 03, 2025
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3372 MERCHANT LN, DAVIDSON, NC 28036-7785

Mortgage

Document Number	0017635323
Date	Sep 26, 2025
Instrument	17635/323

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	3372 MERCHANT LN, DAVIDSON, NC 28036-7785
Document Number	1358625
Instrument Date	Jun 06, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3372 MERCHANT LN DAVIDSON NC 280367785, DAVIDSON, NC 28036-7785

Mortgage

Document Number	1358625
Date	Jul 02, 2019
Book Page	013586/000025
Instrument	16619

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,546.00 (+35.9%)	$400,430 (+63.98%) Land $95,000 Building $305,430
2024			$400,430 (+63.98%) Land $95,000 Building $305,430
2023	$3,345.00	$244,190 Land $50,000 Building $194,190	$244,190 Land $50,000 Building $194,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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