Schenectady County and Schenectady City property record for 3362 Ralph St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 987 sqft · built 1956 |
| Lot Size | 0.316 acres (13,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,559 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.64-1-19 |
| Primary APN | 421500 60.64-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 987 sqft Living Area |
| 1st Floor Area | 987 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 13,800 sqft (0.316 acres) |
| Lot Dimensions | 120 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3362 RALPH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 611 1 BRICK & GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21802 |
3362 Ralph St is owned and occupied by an individual who acquired it in January 2017.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3362 RALPH ST, SCHENECTADY, NY 12304-4129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Feb 15, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 27, 2017 |
| Transfer Doc | 0000007321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3362 RALPH ST, SCHENECTADY, NY 12304-4129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035780 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 4779/583 |
| Instrument | 201735780 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 15, 2017 |
| Property Address | 3362 RALPH ST, SCHENECTADY, NY 12304-4129 |
| Document Number | 0000007321 |
| Book / Page | 001956 / 000829 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 7321 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3362 RALPH ST SCHENECTADY NY 123044129, SCHENECTADY, NY 12304-4129 |
The 2026 property tax bill for 3362 Ralph St was $6,559, up 1.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,559.00 (+1.93%) | ||
| 2025 | $6,435.00 | $131,600 Land $19,700 Building $111,900 | $217,917 Land $32,621 Building $185,296 |
| 2023 | $131,600 Land $19,700 Building $111,900 | $166,582 Land $24,937 Building $141,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3362 Ralph St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3362 Ralph St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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