3335 Ralph St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 3335 Ralph St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1963
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on Record
Last Sale$303,000 (May 2024)
Tax Bill$7,663 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.64-1-8

Property Details

APN / Parcel Number

Primary APN421500 60.64-1-8
Alternative APN
  • 150006006400010080000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,080 sqft
Basement Area480 sqft
Finished Basement480 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3335 RALPH ST
CitySCHENECTADY
StateNY
Zip12304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionPT OF 642 1 WOOD & GARAGE
Legal SubdivisionROMANO MANOR
Legal Block1
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3011
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3335 RALPH ST, SCHENECTADY, NY 12304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Oct 12, 2018Grant Deed, Transfer · Conventional with PMI
PRIMELENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2024 · Amount on Record
Deed SaleMay 15, 2024 · Amount on Record
Prior SaleMay 15, 2024 · Amount on Record
Deed Document Number202429078
Deed Book / Page2131 / 187
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 10, 2022
Property Address3335 RALPH ST, SCHENECTADY, NY 12304
Document Number0000030850
Book / Page2086 / 416
Instrument DateJun 3, 2022
Instrument202230850
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyBROADWAY TITLE AGENCY LLC, BROADWAY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,060.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3369 RALPH ST, 3369, SCHENECTADY, NY 12304-4103

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 NEW YORK 67, MECHANICVILLE, NY 12118

Mortgage

Document Number0000030851
DateJun 10, 2022
Instrument202230851
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateOct 12, 2018
Property Address3335 RALPH ST, SCHENECTADY, NY 12304
Document Number0000045277
Book / Page001997 / 000817
Instrument DateOct 1, 2018
Instrument45277
Transaction TypeTransfer
Record UpdatedOct 29, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$396.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 MERRYHILL RD WYNANTSKILL NY 121987303, WYNANTSKILL, NY 12198-7303

Mortgage

Document Number45278
DateOct 12, 2018
Book Page004870/000909
Instrument45278
Lender
NamePRIMELENDING
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 11, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,663.00 (+1.73%)
2025$7,533.00 (+15.82%)$153,800 (-) Land $21,100 Building $132,700$254,678 (+30.82%) Land $34,940 Building $219,738
2023$153,800 (+9.31%) Land $21,100 Building $132,700$194,684 (+13.46%) Land $26,709 Building $167,975
2022$140,700 Land $21,100 Building $119,600$171,585 Land $25,732 Building $145,853
2021$6,504.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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