3354 Ralph St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 3354 Ralph St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1960
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Jan 2005)
Tax Bill	$4,353 (2025)
Flood Zone	Zone X (minimal risk)
APN	`421500 60.63-2-24`

Property Details

APN / Parcel Number

Primary APN	`421500 60.63-2-24`
Alternative APNs	`150006006300020240000000` `421500 60.63-2-24.1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 90.5 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	421500 60.63-2-24
Street Address	3354 RALPH ST
City	SCHENECTADY
State	NY
Zip	12304-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD
Legal Block	2
Legal Lot Number	24.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3016
Census Tract	21802

Owner

3354 Ralph St is owned and occupied by an individual who bought it in January 2005.

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3354 RALPH ST, SCHENECTADY, NY 12304-4129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2005 · Amount on File
Deed Sale	Jan 12, 2005 · Amount on File
Prior Sale	Jan 6, 2005
Deed Book / Page	1696 / 911
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3354 Ralph St was $4,353 with a homeowner's exemption.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,353.00	$94,600 Land $14,200 Building $80,400	$156,648 Land $23,514 Building $133,134
2023		$94,600 (-) Land $14,200 Building $80,400	$119,747 (+3.8%) Land $17,975 Building $101,772
2022		$94,600 Land $14,200 Building $80,400	$115,366 Land $17,317 Building $98,049
2021	$3,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3354 Ralph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3354 Ralph St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20