Santa Rosa County property record for 3362 Hwy 87, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,909 sqft · built 1982 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $689 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-2S-26-0000-02100-0000 |
| Primary APN | 05-2S-26-0000-02100-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,909 sqft Living Area |
| Gross Area | 2,332 sqft |
| 1st Floor Area | 1,909 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 242 ft deep x 90 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 75 sqft |
| Patio Area | 348 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3362 HIGHWAY 87 |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *LIFE ESTATE* RES IN: BEG 2085 FT W OF NE COR OF LOT 5 TH S 5* E 302 FT TO N R/W OF HWY 87 TH ELY ALON G R/W 90 FT TH N 5* W 302 FT TH WLY TO POB AS DES IN OR 1527 PGS 21 23 & 25 & OR 1683 PG 864 & OR 195 6 PG 587 LESS OR 2318 PG 1770 @ 1773 TO DOT F |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 05 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1207 |
| Census Tract | 10802 |
3362 Hwy 87 is owned and occupied by two individuals who acquired it in March 2025.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3362 HIGHWAY 87, NAVARRE, FL 32566-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2025 |
| Transfer Doc | 0045991903 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,969 (+2.9%) | $232,947 (+4.96%) Land $40,000 Building $192,947 | |
| 2024 | $689.00 (+4.71%) Homeowner's exemption | $85,490 (+3%) | $221,938 (+1.16%) Land $36,000 Building $185,938 |
| 2023 | $658.00 (+4.78%) Homeowner's exemption | $83,000 (+3%) | $219,399 (+9.5%) Land $36,000 Building $183,399 |
| 2022 | $628.00 Homeowner's exemption | $80,583 | $200,361 Land $34,000 Building $166,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3362 Hwy 87 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3362 Hwy 87 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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