Santa Rosa County property record for 3263 Hwy 87, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,177 sqft · built 1999 |
| Lot Size | 1.34 acres (58,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Feb 2019) |
| Tax Bill | $2,854 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-2S-26-0000-01308-0000 |
| Primary APN | 05-2S-26-0000-01308-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,177 sqft Heated Area |
| Gross Area | 2,741 sqft |
| 1st Floor Area | 2,177 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 58,719 sqft (1.34 acres) |
| Lot Dimensions | 5,870 ft deep x 1,000 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 052S260000013080000 |
|---|---|
| Street Address | 3263 HIGHWAY 87 |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM NW COR GOVT LOT 5 TH ELY 608.4 FT TH SLY 454.5 FT TO SLY R/W OF HWY 87 TH SELY ALONG R/ W 1332.9 FT TO POB TH CONT S |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1274 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3263 HIGHWAY 87, NAVARRE, FL 32566-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Apr 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Feb 27, 2019 | Warranty Deed, Transfer · Conventional with PMI PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on Record |
| Deed Sale | Feb 27, 2019 · Amount on Record |
| Prior Sale | Oct 23, 2014 · Amount on Record |
| Deed Document Number | 201907379 |
| Deed Book / Page | 3806 / 1477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3263 HIGHWAY 87, NAVARRE, FL 32566-9435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042310745 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 4231/745 |
| Instrument | 202201531 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3263 HIGHWAY 87, NAVARRE, FL 32566-9435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036170853 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 3617/0853 |
| Instrument | 201715556 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | PENSACOLA, FL 32504 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Apr 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3263 HIGHWAY 87, NAVARRE, FL 32566-9435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040101898 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 4010/1898 |
| Instrument | 202051273 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 27, 2019 |
| Property Address | 3263 HIGHWAY 87, NAVARRE, FL 32566-9435 |
| Document Number | 0038061477 |
| Book / Page | 003806 / 001477 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 7379 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3263 HIGHWAY 87 NAVARRE FL 325669435, NAVARRE, FL 32566-9435 |
| Document Number | 38061480 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 003806/001480 |
| Instrument | 7380 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,854.00 (+2.18%) Homeowner's exemption | $274,370 (+3%) | $358,603 (+0.84%) Land $123,667 Building $234,936 |
| 2023 | $2,793.00 (+2.65%) Homeowner's exemption | $266,379 (+3%) | $355,616 (+5%) Land $123,667 Building $231,949 |
| 2022 | $2,721.00 Homeowner's exemption | $258,620 | $338,669 Land $112,425 Building $226,244 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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