Santa Rosa County property record for 3413 Hwy 87, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,393 sqft · built 1998 |
| Lot Size | 1.9 acres (82,938 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $174 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 05-2S-26-0000-02305-0000 |
| Primary APN | 05-2S-26-0000-02305-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,393 sqft Living Area |
| Gross Area | 2,709 sqft |
| 1st Floor Area | 1,393 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 82,938 sqft (1.9 acres) |
| Lot Dimensions | 1,185 ft deep x 70 ft wide |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 319 sqft |
| Deck Area | 480 sqft |
| Patio Area | 55 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3413 HIGHWAY 87 |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DESC PER DEED FOR 2016* COM AT NW CORN OF GOVT LOT 5 THN S0*0E ON W LOT LN 411.82 FT TI S R/W OF SRD #87 FOR POB THN S84*5909E ON S R/W 70.27 FT THN S0*0E 760.78 FT THN S89*5948W 13.28 FT THN S0*0 24W 309.84 FT THN S4*2625E 122.79 FT TO MHWLN OF EAS |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 05 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1274 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3413 HIGHWAY 87, NAVARRE, FL 32566-9521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 |
| Deed Sale | Jul 18, 2016 |
| Deed Document Number | 201627728 |
| Deed Book / Page | 3538 / 2017 |
| Last Transfer Date | Oct 1, 2025 |
| Transfer Doc | 0046641868 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 1, 2025 |
| Property Address | 3413 HIGHWAY 87, NAVARRE, FL 32566-9521 |
| Document Number | 0046641868 |
| Book / Page | 4664 / 1868 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 202546326 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3413 HIGHWAY 87, NAVARRE, FL 32566-9521 |
| Name | Verified Name |
|---|---|
| Address | 3413 HIGHWAY 87, NAVARRE, FL 32566-9521 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,982 (+2.9%) | $272,275 (+1.2%) Land $92,650 Building $179,625 | |
| 2024 | $174.00 (+8.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $175,881 (+3%) | $269,041 (+0.12%) Land $92,650 Building $176,391 |
| 2023 | $161.00 (+5.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $170,758 (+3%) | $268,726 (+6.11%) Land $92,650 Building $176,076 |
| 2022 | $152.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $165,784 | $253,241 Land $84,228 Building $169,013 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
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