3348 Delaware Dr, Denver, NC 28037 Property Records

Lincoln County property record for 3348 Delaware Dr, Denver, NC 28037 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,592 sqft · built 2016
Lot Size	0.507 acres (22,085 sqft)
Owner	2 Individual Names on File
Last Sale	$374,000 (Jan 2017)
Tax Bill	$3,937 (2023)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4604-89-7191`

Property Details

APN / Parcel Number

Primary APN	`4604-89-7191`
Alternative APNs	`261469` `92280`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	3,592 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Custom Design
Lot Area	22,085 sqft (0.507 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	261469
Street Address	3348 DELAWARE DR
City	DENVER
State	NC
Zip	28037-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#151COVINGTON@LAKE NORMAN
Legal Subdivision	COVINGTON/LK NORMAN PH 2B MAP
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

Source: Lincoln County records · APN 4604-89-7191

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3348 DELAWARE DR, DENVER, NC 28037-7715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Jul 01, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU
Oct 22, 2019	Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG
Jan 09, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 2017 · Amount on Record
Deed Sale	Jan 09, 2017 · Amount on Record
Deed Document Number	0002639604
Deed Book / Page	2639 / 604
Record Updated	Jun 07, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3348 DELAWARE DR, DENVER, NC 28037-7715
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003260553
Date	Jun 30, 2023
Book Page	3260/553
Instrument	669047

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3348 DELAWARE DR, DENVER, NC 28037-7715
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3058293
Date	Jul 01, 2021
Book Page	3058/293
Instrument	634245

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	May 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3348 DELAWARE DR, DENVER, NC 28037-7715
Document Number	285677
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 01, 2019
Title Company	MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3348 DELAWARE DR DENVER NC 280377715, DENVER, NC 28037-7715

Mortgage

Document Number	285677
Date	Oct 23, 2019
Book Page	002856/000077
Instrument	599590

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2034

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 09, 2017
Property Address	3348 DELAWARE DR, DENVER, NC 28037-7715
Document Number	2639604
Book / Page	002639 / 000604
Instrument Date	Jan 06, 2017
Instrument	557352
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3348 DELAWARE DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2639606
Date	Jan 09, 2017
Book Page	002639/000606
Instrument	557353

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 08, 2047

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,937.00	$633,114 Land $82,000 Building $551,114	$633,114 Land $82,000 Building $551,114

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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