Lincoln County property record for 3342 Delaware Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,546 sqft · built 2017 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $360,000 (Oct 2019) |
| Tax Bill | $3,640 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-89-7128 |
| Primary APN | 4604-89-7128 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,546 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Lot Area | 16,466 sqft (0.378 acres) |
| Pool Area | 512 sqft |
| Storage Building | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 275093 |
|---|---|
| Street Address | 3342 DELAWARE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #150COVINGTON@LAKE NORMAN |
| Legal Subdivision | COVINGTON LK NORMAN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
Source: Lincoln County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 3342 DELAWARE DR, DENVER, NC 28037-7715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 7, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG |
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FNDG |
| Aug 15, 2017 | Warranty Deed, Subdivision Related Transfer PREMIA RELOCATION MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on Record |
| Deed Sale | Oct 16, 2019 · Amount on Record |
| Prior Sale | Jun 26, 2018 · Amount on Record |
| Deed Document Number | 2019599263 |
| Deed Book / Page | 2854 / 342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 7, 2026 |
| Property Address | 3342 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Number | 0000709266 |
| Book / Page | 3501 / 514 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026709266 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 3342 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3342 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2221 NEW HOUSE RD, SHELBY, NC 28150-7948 |
| Document Number | 0003236883 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 3236/883 |
| Instrument | 665003 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3342 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3104542 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 3104/542 |
| Instrument | 642147 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3342 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2964665 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 2964/665 |
| Instrument | 618249 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 16, 2019 |
| Property Address | 3342 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Number | 2854342 |
| Book / Page | 002854 / 000342 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 599263 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3342 DELAWARE DR DENVER NC 280377715, DENVER, NC 28037-7715 |
| Document Number | 2854344 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 002854/000344 |
| Instrument | 599264 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 26, 2018 |
| Property Address | 3342 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Number | 2752229 |
| Book / Page | 002752 / 000229 |
| Instrument Date | May 23, 2018 |
| Instrument | 579771 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3342 DELAWARE DR DENVER NC 280377715, DENVER, NC 28037-7715 |
| Document Number | 2752231 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 002752/000231 |
| Instrument | 579772 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 15, 2017 |
| Property Address | 3342 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Number | 2685765 |
| Book / Page | 002685 / 000765 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 566712 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3342 DELAWARE DR DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2685767 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 002685/000767 |
| Instrument | 566713 |
| Name | PREMIA RELOCATION MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098-2620 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Lincoln County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,640.00 (+0.89%) | $578,522 (-) Land $82,000 Building $496,522 | $578,522 (-) Land $82,000 Building $496,522 |
| 2023 | $3,608.00 | $578,522 Land $82,000 Building $496,522 | $578,522 Land $82,000 Building $496,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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