3352 Palometa Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3352 Palometa Dr, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,240 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	Owner Name on File
Last Sale	$155,000 (Nov 2002)
Tax Bill	$3,987 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R24-223-16-2370-0140-0170`

Property Details

APN / Parcel Number

Primary APN	`R24-223-16-2370-0140-0170`
Alternative APNs	`00938542` `938542`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,596 sqft
Upper Floors Area	600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	1,477 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Porch
Porch Area	1,644 sqft
Deck Area	140 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00938542
Street Address	3352 PALOMETA DR
City	HERNANDO BEACH
State	FL
Zip	34607-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 13-B BLK 140 LOT 17
Legal Range	16E
Legal Township	23S
Legal Section	24
Legal Subdivision	HERNANDO BEACH UNIT 13-B
Legal Block	140
Legal Lot Number	17
Legal Unit	13
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1008
Census Tract	41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0140-0170

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3352 PALOMETA DR, HERNANDO BEACH, FL 34607-3651
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2002 · Amount on Record
Deed Sale	Nov 27, 2002 · Amount on Record
Deed Document Number	0159801621
Deed Book / Page	01598 / 01621
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3352 PALOMETA DR, HERNANDO BEACH, FL 34607-3651
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3352 PALOMETA DR, HERNANDO BEACH, FL 34607-3651

Mortgage

Document Number	0039350607
Date	Jan 05, 2021
Book Page	3935/607
Instrument	2021000613

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Nov 01, 2030

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,987.00 (+1.01%) Additional exemption filed	$318,773 (+6.43%)	$587,655 (+0.45%) Land $148,054 Building $439,601
2023		$299,508 (+3%) Land $299,508
2022	$3,947.00 Homeowner's exemption	$290,784	$585,006 Land $153,642 Building $431,364

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 357 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	357 in force
Nearby Flood Claims	602 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 245 claims Hurricane Idalia, Aug 2023 · 46 claims Hurricane Hermine, Sep 2016 · 35 claims

Wildfire

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 27 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.