3351 Palometa Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3351 Palometa Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,304 sqft Living Area
Lot Size	11,981 sqft (0.275 acres)
Occupancy	Owner Occupied
Last Sale	$700,000 (2022)
Tax Bill	$8,307.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R24-223-16-2370-0140-0160`
Alternative APNs	`00938533` `938533`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,304 sqft Living Area
Gross Area	5,051 sqft Gross Area
1st Floor	1,884 sqft 1st Floor
Upper Floors	192 sqft Upper Floors
Stories	3 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,981 sqft (0.275 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,845 sqft Garage

Exterior Amenities

Pool Area	364 sqft Pool
Deck Area	182 sqft Deck
Patio Area	360 sqft Patio
Porch Area	1,551 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00938533
Street Address	3351 PALOMETA DR
City	HERNANDO BEACH
State	FL
Zip	34607-3652
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 13-B BLK 140 LOT 16
Legal Range	16E
Legal Township	23S
Legal Section	24
Legal Subdivision	HERNANDO BEACH UNIT 13-B
Legal Block	140
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1008
Census Tract	41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0140-0160

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3351 PALOMETA DR, HERNANDO BEACH, FL 34607-3652
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Prior Sale	Dec 09, 1998
Deed Doc Number	202258446
Deed Book / Page	4203 / 488
Prior Transfer Date	Nov 10, 1998
Prior Transfer Doc	0019750073
Record Refreshed	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 01, 2022
Property Address	3351 PALOMETA DR, HERNANDO BEACH, FL 34607-3652
Document Number	0042030488
Book / Page	4203 / 488
Map Reference	MB 17 PG 70
Instrument Date	Jul 28, 2022
Instrument	2022058446
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5352 N ELKCAM BLVD, 5352, BEVERLY HILLS, FL 34465-4531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3351 PALOMETA DR, HERNANDO BEACH, FL 34607-3652

Mortgage

Document Number	0004203490
Date	Aug 01, 2022
Instrument	4203/490

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,307.00 (+7.01%) Homeowner's exemption	$583,707 (+5.99%)	$695,887 (-1.87%) Land $155,230 Building $540,657
2023		$550,735 (-10.01%) Land $32,171 Building $518,564
2022	$7,763.00	$611,986 Land $131,867 Building $480,119	$709,138 Land $160,981 Building $548,157

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 176 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.