Hernando County property record for 3383 Palometa Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,351 sqft · built 1995 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Sep 2020) |
| Tax Bill | $537 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R24-223-16-2370-0140-0120 |
| Primary APN | R24-223-16-2370-0140-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,351 sqft Living Area |
| Gross Area | 4,301 sqft |
| 1st Floor Area | 1,641 sqft |
| Upper Floors Area | 540 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 1,268 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 922 sqft |
| Deck Area | 32 sqft |
| Patio Area | 402 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00938490 |
|---|---|
| Street Address | 3383 PALOMETA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 13-B BLK 140 LOT 12 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HERNANDO BEACH UNIT 13-B |
| Legal Block | 140 |
| Legal Lot Number | 12 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records · APN R24-223-16-2370-0140-0120
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3383 PALOMETA DR, HERNANDO BEACH, FL 34607-3652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · VA Mortgage E LOANS MORTGAGE INC |
| Sep 15, 2020 | Warranty Deed, Transfer · VA Mortgage E LOANS MORTGAGE INC |
| Nov 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | Nov 29, 2017 · Amount on Record |
| Deed Document Number | 202056654 |
| Deed Book / Page | 3887 / 913 |
| Prior Transfer Date | Apr 28, 2009 |
| Prior Transfer Doc | 0026570840 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3383 PALOMETA DR, HERNANDO BEACH, FL 34607-3652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3383 PALOMETA DR, HERNANDO BEACH, FL 34607-3652 |
| Document Number | 0041141167 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 4114/1167 |
| Instrument | 2022004487 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SPRING HILL, FL 34609 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 15, 2020 |
| Property Address | 3383 PALOMETA DR, HERNANDO BEACH, FL 34607-3652 |
| Document Number | 0038870913 |
| Book / Page | 3887 / 913 |
| Map Reference | MB 17 PG 70 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2020056654 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | OCEAN SANDS TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 DOLAN DR, 307, BLUE GRASS, IA 52726-9620 |
| Name | Verified Name |
|---|---|
| Address | 3383 PALOMETA DR, HERNANDO BEACH, FL 34607-3652 |
| Document Number | 3887915 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 3887/915 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 29, 2017 |
| Property Address | 3383 PALOMETA DR, HERNANDO BEACH, FL 34607-3652 |
| Document Number | 0035290792 |
| Book / Page | 3529 / 0792 |
| Map Reference | MB17 PG70-73 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 2017066997 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | LIBERTY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,397.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 MCLAIN TRL, 175, WOODSTOCK, GA 30188-5689 |
| Name | Verified Name |
|---|---|
| Address | 3383 PALOMETA DR, HERNANDO BEACH, FL 34607-3652 |
| Document Number | 2017066998 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 2017066998 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537.00 (-0.56%) Disabled Person's exemption | $372,566 (+5.99%) | $511,793 (+11.05%) Land $70,500 Building $441,293 |
| 2024 | $540.00 | ||
| 2023 | Additional exemption filed | $351,520 Land $351,520 | |
| 2022 | $460,878 Land $73,125 Building $387,753 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | High above 85% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 27 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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