335 W 4th St, Waterloo, IL 62298 Property Records

Monroe County property record for 335 W 4th St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 780 sqft · built 1910
Lot Size	0.13 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (May 2026)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-183-013-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-183-013-000`
Alternative APN	`07251010400700 00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,750 sqft (0.13 acres)
Lot Dimensions	155 ft deep x 37 ft wide
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	335 W 4TH ST
City	WATERLOO
State	IL
Zip	62298-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 10, LOT 4B, 5FT WEST OUTLOTS SEC 25 L M ECKERTS ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	L M ECKERTS ADD
Legal Lot Number	10,4B
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3060
Census Tract	600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 YUKON CT, WATERLOO, IL 62298-5619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 6, 2018	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Nov 9, 2020	Warranty Deed, Transfer ACCENT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	2026442616
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 18, 2026
Property Address	335 W 4TH ST, WATERLOO, IL 62298-1338
Document Number	0000442616
Instrument Date	May 15, 2026
Instrument	2026442616
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,058.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 YUKON CT, WATERLOO, IL 62298-5619

Mortgage

Document Number	0000442617,
Date	May 18, 2026
Instrument	2026442617

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.13%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	335 W 4TH ST, WATERLOO, IL 62298-1338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394240
Date	Feb 6, 2018
Instrument	394240

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 9, 2020
Property Address	335 W 4TH ST, WATERLOO, IL 62298-1338
Document Number	0000412283
Instrument Date	Nov 4, 2020
Instrument	412283
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$158.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	335 W 4TH ST WATERLOO IL 622981338, WATERLOO, IL 62298-1338

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00 (+7.45%) Homeowner's exemption	$48,770 (+3.17%) Land $15,790 Building $32,980	$146,310 (+3.17%) Land $47,370 Building $98,940
2024	$2,442.00	$47,271 (+13.09%) Land $15,588 Building $31,683	$141,813 (+13.09%) Land $46,764 Building $95,049
2022	Additional exemption filed	$41,800 Land $14,780 Building $27,020	$125,400 Land $44,340 Building $81,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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