Monroe County property record for 328 W 4th St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 1,092 sqft · built 1992 |
| Lot Size | 0.6 acres (26,155 sqft) |
| Owner | Company Name on Record |
| Last Sale | $800,000 (May 2022) |
| Tax Bill | $16,270 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-253-022-000 |
| Primary APN | 07-25-253-022-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 1,092 sqft Building Perimeter |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Lot Area | 26,155 sqft (0.6 acres) |
| Lot Dimensions | 180 ft deep x 142 ft wide |
| Driveway | Asphalt Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 1,476 sqft |
| Deck Area | Deck Area |
| Patio Area | 768 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 328 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 57E & PART LOT 57A |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Lot Number | 57E |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 600401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 404 W 3RD ST, WATERLOO, IL 62298-1357 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Deed Document Number | 2022424385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 23, 2022 |
| Property Address | 328 W 4TH ST, WATERLOO, IL 62298-1359 |
| Document Number | 0000424385 |
| Instrument Date | May 20, 2022 |
| Instrument | 424385 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 COUNTRY CLUB LN, 1012, WATERLOO, IL 62298-3222 |
| Name | Verified Name |
|---|---|
| Address | 113 N MAIN ST, WATERLOO, IL 62298-1202 |
| Document Number | 0000424386 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 424386 |
| Name | BUENA VISTA NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,270.00 (-2.4%) | $266,650 (+10.48%) Land $17,130 Building $249,520 | $799,950 (+10.48%) Land $51,390 Building $748,560 |
| 2024 | $16,670.00 | ||
| 2022 | $241,350 Land $16,720 Building $224,630 | $724,050 Land $50,160 Building $673,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures