Monroe County property record for 331 W 4th St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1898 |
| Square Footage | 668 sqft Living Area |
| Lot Size | 4,819 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Primary APN | 07-25-251-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 668 sqft Living Area |
| 1st Floor | 668 sqft 1st Floor |
| Basement Area | 668 sqft Basement |
| Unfinished Basement | 668 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Construction Type | Frame Construction |
| Lot Area | 4,819 sqft (0.11 acres) |
| Depth X Width | 155 ft x 30 ft Depth x Width |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 331 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1338 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5B WEST OUTLOTS SEC 25 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 32 |
| Census Blockgroup | 3 |
| Census Block | 3060 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-251-017-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 W 4TH ST, WATERLOO, IL 62298-1338 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO |
| Nov 13, 2023 | Intrafamily Transfer, Transfer |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 08, 2023 |
| Transfer Doc | 0000431132 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 14, 2026 |
| Property Address | 331 W 4TH ST, WATERLOO, IL 62298-1338 |
| Document Number | 0000442547 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026442547 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 331 W 4TH ST, WATERLOO, IL 62298-1338 |
| Document Number | 0000442547, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026442547 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 13, 2023 |
| Property Address | 331 W 4TH ST, WATERLOO, IL 62298-1338 |
| Document Number | 0000431132 |
| Map Reference | MB 93 PG 133 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 431132 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 331 W 4TH ST, WATERLOO, IL 62298-1338 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 331 W 4TH ST, WATERLOO, IL 62298-1338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000411929 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 411929 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,300 (+15.88%) Land $15,620 Building $32,680 | $144,900 (+15.88%) Land $46,860 Building $98,040 | |
| 2022 | Additional exemption filed | $41,680 Land $14,680 Building $27,000 | $125,040 Land $44,040 Building $81,000 |
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