328 W 3rd St, Flora, IL 62839 Property Records

Clay County property record for 328 W 3rd St, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	1.5 ba · 880 sqft · built 1900
Lot Size	0.162 acres (7,059 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Jun 2022)
Tax Bill	$556 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-411-003`

Property Details

APN / Parcel Number

Primary APN	`10-26-411-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	880 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	7,059 sqft (0.162 acres)
Porch	Slab
Porch Area	72 sqft

Location & Zoning

Street Address	328 W 3RD ST
City	FLORA
State	IL
Zip	62839-1204
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M H PRESLEY'S 2ND ADDN BLOCK 6 LOT 4
Legal Subdivision	M H PRESLEYS 2ND ADD
Legal Block	6
Legal Lot Number	4
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1027
Census Tract	972100

Owner

Source: Clay County records · APN 10-26-411-003

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	663 BUTTONWOOD RD, XENIA, IL 62899-2237
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2022 · Amount on Record
Deed Sale	Jun 01, 2022 · Amount on Record
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jun 01, 2022
Property Address	328 W 3RD ST, FLORA, IL 62839-1204
Document Number	0000204923
Instrument Date	May 24, 2022
Instrument	204923
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 BUTTONWOOD RD, XENIA, IL 62899-2237

Mortgage

Document Number	0000204924
Date	Jun 01, 2022
Instrument	204924

Lender

Name	FLORA BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 25, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,617 (-24.88%) Land $2,772 Building $4,845	$22,851 (-24.88%) Land $8,316 Building $14,535
2024	$556.00 (-42.38%)
2022	$965.00 (+9.29%)	$10,140 Land $2,091 Building $8,049	$30,420 Land $6,273 Building $24,147
2021	$883.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.