335 Locust Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 335 Locust Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,800 sqft · built 2007
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Sep 2021)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1950-19-9992-000`

Property Details

APN / Parcel Number

Primary APN	`1950-19-9992-000`
Alternative APN	`1844006`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Porch	Porch
Porch Area	32 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1844006
Street Address	335 LOCUST RIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	CHARTER HILLS C 527
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1024
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14246 RHIANNON LN, HUNTERSVILLE, NC 28078-1261
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 9, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 9, 2018	Warranty Deed, Transfer
Mar 6, 2017	Warranty Deed, Transfer · Conventional Mortgage FLORIDIAN COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	2021711582
Deed Book / Page	2222 / 409
Prior Transfer Date	Apr 26, 2010
Prior Transfer Doc	0015120224
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 21, 2021
Property Address	335 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8035
Document Number	0022220409
Book / Page	2222 / 409
Map Reference	MB 7 PG 42
Instrument Date	Sep 17, 2021
Instrument	711582
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15710 CHANDELLE PL, 15710, WELLINGTON, FL 33414-7119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14246 RHIANNON LN, HUNTERSVILLE, NC 28078-1261

Mortgage

Document Number	0000711583
Date	Sep 21, 2021
Instrument	711583

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 9, 2018
Property Address	335 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8035
Document Number	0019800871
Book / Page	001980 / 000871
Instrument Date	Jul 5, 2018
Instrument	670188
Transaction Type	Transfer
Record Updated	Jul 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3966 AIRWAY CIR CLEARWATER FL 337624206, CLEARWATER, FL 33762-4206

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 9, 2018
Property Address	335 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8035
Document Number	0019800869
Book / Page	001980 / 000869
Instrument Date	Jul 3, 2018
Instrument	670187
Transaction Type	Transfer
Record Updated	Jul 20, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15710 CHANDELLE PL WELLINGTON FL 334147119, WELLINGTON, FL 33414-7119

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 6, 2017
Property Address	335 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8035
Document Number	0019070444
Book / Page	1907 / 0444
Instrument Date	Mar 2, 2017
Instrument	656229
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15710 CHANDELLE PL, WELLINGTON, FL 33414-7119

Mortgage

Document Number	0019070449
Date	Mar 6, 2017
Book Page	1907/0449
Instrument	656231

Lender

Name	FLORIDIAN COMMUNITY BANK
Type	Bank
Address	FORT LAUDERDALE, FL 33328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,500 (-) Land $19,500 Building $568,000
2025	$1,983.00	$587,500 (-) Land $19,500 Building $568,000
2024			$587,500 Land $19,500 Building $568,000
2023		$587,500 Land $19,500 Building $568,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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