328 Locust Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 328 Locust Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeResidential Vacant Land
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Tax Bill$37 (2025)
Flood ZoneZone X (minimal risk)
APN1951-10-9532-000

Property Details

APN / Parcel Number

Primary APN1951-10-9532-000
Alternative APN
  • 1243740

Interior

Plumbing Fixtures11 Plumbing Fixtures

Exterior

Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Account Number1243740
Street Address328 LOCUST RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8035
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS C 601
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1024
Census Tract921000

Owner

328 Locust Ridge Rd, residential vacant land, is owned by an individual.

Source: Watauga County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address480 ISLAND WAY, CLEARWATER BEACH, FL 33767-2146
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 328 Locust Ridge Rd was $37.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,900 (-) Land $11,900
2025$37.00$11,900 Land $11,900
2024$11,900 Land $11,900
2023$11,900 Land $11,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Locust Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Locust Ridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Locust Ridge Rd

Nearby Streets

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