333 Locust Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 333 Locust Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 4 ba · 2,800 sqft · built 2007
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$709,000 (Jun 2023)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1950-19-9871-000`

Property Details

APN / Parcel Number

Primary APN	`1950-19-9871-000`
Alternative APNs	`1847549` `1858404`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	604 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1858404
Street Address	333 LOCUST RIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8035
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	BMR2
Legal Description	CHARTER HILLS C 526
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1024
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1375 BEECHWOOD DR, SAINT CLOUD, FL 34772-7553
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Dec 21, 2021	Special Warranty Deed, Transfer
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	2023731653
Deed Book / Page	2335 / 890
Prior Transfer Date	Nov 25, 2008
Prior Transfer Doc	0014110625
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 7, 2023
Property Address	333 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8035
Document Number	0023350890
Book / Page	2335 / 890
Map Reference	MB 7 PG 42
Instrument Date	Jun 2, 2023
Instrument	731653
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,418.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3863 SEGARS LNDG, MOUNT PLEASANT, SC 29466-7642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 BEECHWOOD DR, SAINT CLOUD, FL 34772-7553

Mortgage

Document Number	0000731654
Date	Jun 7, 2023
Instrument	731654

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 21, 2021
Property Address	333 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8035
Document Number	0022450001
Book / Page	2245 / 1
Map Reference	MB 7 PG 42
Instrument Date	Sep 2, 2021
Instrument	715255
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3856 3856 BAYDEN BRIDGE LANE, MOUNT PLEASANT, SC 29466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3856 BAYDEN BRIDGE LANE, MOUNT PLEASANT, SC 29466

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 2, 2021
Property Address	333 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8035
Document Number	0022180064
Book / Page	2218 / 64
Map Reference	MB 7 PG 42
Instrument Date	Aug 26, 2021
Instrument	710834
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4510 SW THISTLE TER, PALM CITY, FL 34990-3939

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3586 BAYDEN BRIDGE LN, MOUNT PLEASANT, SC 29466-7585

Mortgage

Document Number	0000710835
Date	Sep 2, 2021
Instrument	710835

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,400 (-) Land $18,700 Building $611,700
2025	$2,119.00 (-65.85%)	$630,400 (-) Land $18,700 Building $611,700
2024	$6,205.00		$630,400 Land $18,700 Building $611,700
2023		$630,400 Land $18,700 Building $611,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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