335 Independence Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 335 Independence Ave, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,038 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,172 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-201-113-000`

Property Details

APN / Parcel Number

Primary APN	`07-26-201-113-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	2,038 sqft
Basement Area	2,038 sqft
Unfinished Basement	2,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Area	888 sqft
Driveway	Concrete Driveway
Driveway Area	1,319 sqft
Porch	Slab
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	335 INDEPENDENCE AVE
City	WATERLOO
State	IL
Zip	62298-1290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 113 WESTVIEW ACRES PHASE VII
Legal Range	10W
Legal Township	02S
Legal Section	26
Legal Subdivision	WESTVIEW ACRES
Legal Lot Number	113
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3025
Census Tract	600402

Owner

Source: Monroe County records · APN 07-26-201-113-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	335 INDEPENDENCE AVE, WATERLOO, IL 62298-1290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Jan 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
May 15, 2018	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	335 INDEPENDENCE AVE, WATERLOO, IL 62298-1290
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415604
Date	Mar 15, 2021
Instrument	415604

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2031

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	335 INDEPENDENCE AVE, WATERLOO, IL 62298-1290
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413954
Date	Jan 05, 2021
Instrument	413954

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 01, 2036

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	335 INDEPENDENCE AVE, WATERLOO, IL 62298-1290
Document Number	0000396055
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	335 INDEPENDENCE AVE WATERLOO IL 622981290, WATERLOO, IL 62298-1290

Mortgage

Document Number	0000396055
Date	May 24, 2018
Instrument	396055

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 23, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,990 (+26.51%) Land $16,790 Building $113,200	$389,970 (+26.51%) Land $50,370 Building $339,600
2024	$7,172.00
2022	Additional exemption filed	$102,750 Land $15,410 Building $87,340	$308,250 Land $46,230 Building $262,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
HTC Holding	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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