Monroe County property record for 311 Independence Ave, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,251 sqft · built 2010 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,653 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-201-130-000 |
| Primary APN | 07-26-201-130-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,251 sqft Living Area |
| 1st Floor Area | 2,251 sqft |
| Basement Area | 2,251 sqft |
| Unfinished Basement | 2,251 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 747 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 972 sqft |
| Porch | Slab |
| Porch Area | 267 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 311 INDEPENDENCE AVE |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 130 WESTVIEW ACRES PHASE VII |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 130 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-26-201-130-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 311 INDEPENDENCE AVE, WATERLOO, IL 62298-1290 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 20, 2025 |
| Transfer Doc | 0000437692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 311 INDEPENDENCE AVE, WATERLOO, IL 62298-1290 |
| Document Number | 0000411194 |
| Instrument Date | Sep 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 311 INDEPENDENCE AVE WATERLOO IL 622981290, WATERLOO, IL 62298-1290 |
| Document Number | 0000411194 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 411194 |
| Name | FARMERS & MERCHANTS NAT'L BK/N |
|---|---|
| Type | Bank |
| Address | MASCOUTAH, IL 62258 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 22, 2035 |
| Rate | 2.25% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140,800 (+53.68%) Land $17,050 Building $123,750 | $422,400 (+53.68%) Land $51,150 Building $371,250 | |
| 2024 | $4,653.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $91,620 Land $13,150 Building $78,470 | $274,860 Land $39,450 Building $235,410 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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