Monroe County property record for 308 Independence Ave, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,842 sqft Living Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Garage | 816 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $393,000 (2025) |
Source: Monroe County records · APN 07-26-201-134-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 INDEPENDENCE AVE, WATERLOO, IL 62298-1289 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage GUARANTEED RATE INC |
| Jun 10, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage BROKERS SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2025 · Amount on Record |
| Deed Sale | Jan 16, 2025 · Amount on Record |
| Deed Doc Number | 2025436163 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 308 INDEPENDENCE AVE, WATERLOO, IL 62298-1289 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000441412 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 441412 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 308 INDEPENDENCE AVE, WATERLOO, IL 62298-1289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BENCHMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000408583 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 408583 |
| Name | BROKERS SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,610 (+31.57%) Land $17,280 Building $115,330 | $397,830 (+31.57%) Land $51,840 Building $345,990 | |
| 2022 | Disabled Person's exemption Additional exemption filed | $100,790 Land $15,700 Building $85,090 | $302,370 Land $47,100 Building $255,270 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-26-201-134-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,842 sqft Living Area |
| 1st Floor | 1,842 sqft 1st Floor |
| Basement Area | 1,842 sqft Basement |
| Unfinished Basement | 1,842 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 816 sqft Garage |
| Patio Area | 378 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 308 INDEPENDENCE AVE |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1289 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 134 WESTVIEW ACRES PHASE VII |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 134 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 17 |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
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