Lincoln County property record for 3328 Delaware Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,565 sqft · built 2017 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,500 (Oct 2017) |
| Tax Bill | $3,528 (2023) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-89-5353 |
| Primary APN | 4604-89-5353 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,565 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Custom Design |
| Lot Area | 14,985 sqft (0.344 acres) |
| Pool Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 264509 |
|---|---|
| Street Address | 3328 DELAWARE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #147COVINGTON@LAKE NORMAN |
| Legal Subdivision | COVINGTON/LK NORMAN PH 2B |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
Source: Lincoln County records, as of November 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3328 DELAWARE DR, DENVER, NC 28037-7715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Apr 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 6, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC |
| Jun 10, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANPAL |
| Oct 18, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on Record |
| Deed Sale | Oct 18, 2017 · Amount on Record |
| Deed Document Number | 0000270061 |
| Deed Book / Page | 2700 / 61 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3328 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000312587 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 3125/87 |
| Instrument | 645551 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | ROCKFIELD, KY 42274 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3328 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 3030129 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 3030/129 |
| Instrument | 629223 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3328 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 2936232 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 2936/232 |
| Instrument | 613445 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3328 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Number | 2823942 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 3328 DELAWARE DR DENVER DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2823942 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 002823/000942 |
| Instrument | 593765 |
| Name | LOANPAL |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 18, 2017 |
| Property Address | 3328 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Number | 270061 |
| Book / Page | 002700 / 000061 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 569520 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $633.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3328 DELAWARE DR DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 270063 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 002700/000063 |
| Instrument | 569521 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2047 |
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,528.00 | $565,217 Land $82,000 Building $483,217 | $565,217 Land $82,000 Building $483,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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