333 Co Rd 40, Waterloo, AL 35677 Property Records

Lauderdale County property record for 333 Co Rd 40, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,348 sqft · built 2018
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-01-02-0-000-004-002`

Property Details

APN / Parcel Number

Primary APN	`08-01-02-0-000-004-002`
Alternative APNs	`090506` `83382` `90506`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,348 sqft Living Area
1st Floor Area	2,348 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	94,090 sqft (2.16 acres)
Lot Dimensions	420 ft deep x 247 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	90506
Street Address	333 COUNTY ROAD 40
City	WATERLOO
State	AL
Zip	35677-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	247.49 X 420 (390S) 2.33 AC/D 2.16 AC/C IN THE NW/4 SEC 02 T1S R9W BEG 1765.16 E & 679.37 S OF NW COR OF S/2 OF NW/4 THEN SE
Legal Range	14W
Legal Township	01S
Legal Section	02
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1001
Census Tract	11300

Owner

333 Co Rd 40 is owned and occupied by two individuals.

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	333 COUNTY ROAD 40, WATERLOO, AL 35677-4224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	333 COUNTY ROAD 40, WATERLOO, AL 35677-4224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/47345
Date	Oct 31, 2019
Book Page	2019/47345

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	333 COUNTY ROAD 40, WATERLOO, AL 35677-4224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/26603
Date	Jun 25, 2018
Book Page	2018/26603

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 333 Co Rd 40 was $1,408 with a homeowner's exemption, up 5.9% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,408.00 (+5.94%) Homeowner's exemption	$41,880 (+5.65%)	$418,700 (+5.65%) Land $22,200 Building $396,500
2024	$1,329.00 (-0.08%) Homeowner's exemption	$39,640 (+1,669.64%) Land $1,860 Building $37,780	$396,320 (+3.69%) Land $18,500 Building $377,820
2023	$1,330.00 (+37.54%) Homeowner's exemption	$2,240 (-91.96%) Land $2,240	$382,200 (+37.24%) Land $22,400 Building $359,800
2022	$967.00 Homeowner's exemption	$27,860	$278,500 Land $18,300 Building $260,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 333 Co Rd 40 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 333 Co Rd 40 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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