Lauderdale County property record for 845 Co Rd 40, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1994 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $359 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01-01-0-000-002-002 |
| Primary APN | 08-01-01-0-000-002-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 196,020 sqft (4.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 61278 |
|---|---|
| Street Address | 845 COUNTY ROAD 40 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-4226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 48.38 X 1170S (1211.61D) IRR TRACT LYING IN SW/4 OF NW/4 OF SEC 1 T1S R14W |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 01 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11300 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 845 COUNTY ROAD 40, WATERLOO, AL 35677-4226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $359.00 (+8.13%) Homeowner's exemption | $11,900 (+6.82%) | $125,920 (+13.07%) Land $36,800 Building $89,120 |
| 2024 | $332.00 (-66.97%) Homeowner's exemption | $11,140 (-47.25%) Land $3,080 Building $8,060 | $111,360 (-61.31%) Land $30,700 Building $80,660 |
| 2023 | $1,005.00 (+91.43%) Homeowner's exemption | $21,120 (+40.05%) Land $21,120 | $287,820 (+91.12%) Land $211,000 Building $76,820 |
| 2022 | $525.00 Homeowner's exemption | $15,080 | $150,600 Land $95,100 Building $55,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
No cell data coverage reported
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