Lauderdale County property record for 820 Co Rd 40, Waterloo, AL 35677
| Property Type | Vacant Land |
|---|---|
| Details | 1,216 sqft · built 1997 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $84 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01-02-0-000-001-000 |
| Primary APN | 08-01-02-0-000-001-000 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,216 sqft |
|---|---|
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1997 |
|---|---|
| Lot Area | 871,200 sqft (20 acres) |
| Account Number | 10690 |
|---|---|
| Street Address | 820 COUNTY ROAD 40 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-4243 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | 01 |
| Legal Description | 20 AC/C BEING PT OF NE/4 OF SE/4 SEC 02 T1S R14W |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 02 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11300 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 805 COUNTY ROAD 40, WATERLOO, AL 35677-4226 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 820 COUNTY ROAD 40, WATERLOO, AL 35677-4243 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02017/9879 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 2017/9879 |
| Name | WAYNE COUNTY BANK |
|---|
| Amount | Amount Recorded |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84.00 (-2.33%) | $2,420 (-3.97%) | $91,600 (-3.27%) Land $91,600 |
| 2023 | $86.00 (+17.81%) Homeowner's exemption Senior Citizen's exemption | $2,520 (+2%) Land $2,520 | $94,700 (+40.5%) Land $94,700 |
| 2022 | $73.00 Homeowner's exemption | $2,100 | $67,400 Land $67,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 63% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
No cell data coverage reported
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