3285 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3285 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	2,853 sqft Living Area
Lot Size	106,417 sqft (2.44 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2015)
Tax Bill	$5,416.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`30-26-31-5070-0001-0270`
Alternative APNs	`263130507000010270` `98301`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,853 sqft Living Area
Gross Area	4,495 sqft Gross Area
1st Floor	2,853 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	106,417 sqft (2.44 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	506 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	38 sqft Pool
Deck Area	1,202 sqft Deck
Porch Area	1,136 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3285 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8126
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR EST, UNIT 1 PB 1 PG 363 S 1/2 OF LOT 27 LESS W 5 FT FOR RD R/W
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 1
Legal Tract	5070
Legal Block	270
Legal Lot Number	27
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 30-26-31-5070-0001-0270

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3285 PACKARD AVE, SAINT CLOUD, FL 34772-8126
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2015 · Amount on Record
Deed Sale	Mar 02, 2015 · Amount on Record
Prior Sale	Jul 14, 2010 · Amount on Record
Deed Doc Number	201529781
Deed Book / Page	4742 / 1146
Prior Transfer Date	Jun 03, 2011
Prior Transfer Doc	0041361959
Record Refreshed	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3285 PACKARD AVE, SAINT CLOUD, FL 34772-8126
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3285 PACKARD AVE, SAINT CLOUD, FL 34772-8126

Mortgage

Document Number	0058761354
Date	Jan 25, 2021
Book Page	5876/1354
Instrument	2021010650

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	SAINT CLOUD, FL 34769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 06, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,664.00 (+4.58%) Homeowner's exemption	$398,244 (+17.28%)	$659,000 (+10.18%) Land $123,400 Building $535,600
2024	$5,416.00 (+12.76%)
2023	$4,803.00 (+3.89%) Homeowner's exemption	$339,572 (+3%)	$598,100 (+18.22%) Land $123,400 Building $474,700
2022	$4,623.00 Homeowner's exemption	$329,682	$505,900 Land $97,700 Building $408,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 538 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.