Buchanan County property record for 3325 Locust St, Saint Joseph, MO 64501 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 940 sqft · built 1958 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,300 (Dec 2020) |
| Tax Bill | $754 (2025) |
| Deeds & Mortgages | May 2021 Second Mortgage Dec 2020 Second Mortgage + 1 more |
| APN | 06-5.0-15-001-001-037.000 |
| Primary APN | 06-5.0-15-001-001-037.000 |
|---|
| Building Area | 940 sqft Base Area |
|---|---|
| 1st Floor Area | 940 sqft 1st Floor |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 71 ft wide |
| Street Address | 3325 LOCUST ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:OAK HILL LOT:21 BLK:17LGL DESC:E 11' LOT 21 ALL LOT 22 |
| Legal Subdivision | OAK HILL |
| Legal Block | 17 |
| Legal Lot Number | 21-22 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 900 |
Source: Buchanan County records · APN 06-5.0-15-001-001-037.000
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3325 LOCUST ST, SAINT JOSEPH, MO 64501-3423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Dec 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Dec 10, 2020 | Warranty Deed, Transfer · FHA Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Prior Sale | Sep 17, 2010 · Amount on Record |
| Deed Document Number | 202011721 |
| Deed Book / Page | 3756 / 527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3325 LOCUST ST, SAINT JOSEPH, MO 64501-3423 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3325 LOCUST ST, SAINT JOSEPH, MO 64501-3423 |
| Document Number | 3762/367 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 3762/367 |
| Instrument | 2021005026 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3325 LOCUST ST, SAINT JOSEPH, MO 64501-3423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3756/815 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 3756/815 |
| Instrument | 2020012010 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 10, 2020 |
| Property Address | 3325 LOCUST ST, SAINT JOSEPH, MO 64501-3423 |
| Document Number | 003756/527 |
| Book / Page | 3756 / 527 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 2020011721 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3325 LOCUST ST, SAINT JOSEPH, MO 64501-3423 |
| Document Number | 2020011722 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020011722 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $754.00 (+0.13%) | $10,500 (+6.06%) Land $1,900 Building $8,600 | $55,280 (+6.08%) Land $10,000 Building $45,280 |
| 2024 | $753.00 (+15.67%) | ||
| 2023 | $651.00 (-0.61%) | $9,900 (-) Land $1,900 Building $8,000 | $52,110 (-) Land $10,000 Building $42,110 |
| 2022 | $655.00 | $9,900 Land $1,900 Building $8,000 | |
| 2021 | $52,110 Land $10,000 Building $42,110 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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