3311 Locust St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 3311 Locust St, Saint Joseph, MO 64501 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1935
Square Footage1,176 sqft Base Area
Lot Size6,250 sqft (0.143 acres)
OccupancyOwner Occupied
Last Sale$102,200 (2019)
Tax Bill$672.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-5.0-15-001-001-033.000

Interior

Building Area1,176 sqft Base Area
1st Floor1,176 sqft 1st Floor

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Lot Area6,250 sqft (0.143 acres)
Depth X Width125 ft x 50 ft Depth x Width

Location & Zoning

Street Address3311 LOCUST ST
CitySAINT JOSEPH
StateMO
Zip64501-3423
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUB:OAK HILL LOT:17 BLK:17LGL DESC:
Legal SubdivisionOAK HILL
Legal Block17
Legal Lot Number17
JurisdictionBUCHANAN MO
Minor Civil DivisionWASHINGTON
Census Blockgroup2
Census Block2039
Census Tract900

Owner

Source: Buchanan County records · APN 06-5.0-15-001-001-033.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3311 LOCUST ST, SAINT JOSEPH, MO 64501-3423
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 19, 2019Warranty Deed, Transfer · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Prior SaleMay 09, 2008 · Amount on Record
Deed Doc Number20198004
Deed Book / Page3741 / 561
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3311 LOCUST ST, SAINT JOSEPH, MO 64501-3423
Transaction TypeMortgage
Record UpdatedJan 01, 2026
Title CompanyUNKNOWN, TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3311 LOCUST ST, SAINT JOSEPH, MO 64501-3423

Mortgage

Document Number003814/347
DateDec 16, 2025
Book Page3814/347
Instrument2025010436
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateSep 19, 2019
Property Address3311 LOCUST ST, SAINT JOSEPH, MO 64501-3423
Document Number003741/561
Book / Page3741 / 561
Instrument DateSep 19, 2019
Instrument2019008004
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3311 LOCUST ST, SAINT JOSEPH, MO 64501-3423
InvestorPossibly a Property Investor

Mortgage

Document Number003741/562
DateSep 19, 2019
Book Page3741/562
Instrument2019008005
Lender
NameNORTH AMERICAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$672.00 (+0.15%)$9,380 (+6.23%) Land $1,430 Building $7,950$49,350 (+6.27%) Land $7,500 Building $41,850
2024$671.00 (+15.89%)
2023$579.00 (-0.69%)$8,830 (-) Land $1,430 Building $7,400$46,440 (-) Land $7,500 Building $38,940
2022$583.00$8,830 Land $1,430 Building $7,400
2021$46,440 Land $7,500 Building $38,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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