Buchanan County property record for 3309 Locust St, Saint Joseph, MO 64501 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1922 |
| Square Footage | 1,000 sqft Base Area |
| Lot Size | 18,750 sqft (0.43 acres) |
| Last Sale | $44,222 (2024) |
| Tax Bill | $620.00 (2025) |
| Primary APN | 06-5.0-15-001-001-032.000 |
|---|
| Building Area | 1,000 sqft Base Area |
|---|---|
| 1st Floor | 1,000 sqft 1st Floor |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 18,750 sqft (0.43 acres) |
| Depth X Width | 125 ft x 150 ft Depth x Width |
| Street Address | 3309 LOCUST ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3423 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUB:OAK HILL LOT:14 BLK:17LGL DESC: LOTS 15 & 16 |
| Legal Subdivision | OAK HILL |
| Legal Block | 17 |
| Legal Lot Number | 14 |
| Jurisdiction | BUCHANAN MO |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 2 |
| Census Block | 2039 |
| Census Tract | 900 |
Source: Buchanan County records · APN 06-5.0-15-001-001-032.000
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13050 SE 130TH RD, GOWER, MO 64454-8334 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 13, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | May 03, 2024 |
| Deed Doc Number | 20244003 |
| Deed Book / Page | 3797 / 601 |
| Prior Transfer Date | Oct 10, 2017 |
| Prior Transfer Doc | 2017010250 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3309 LOCUST ST, SAINT JOSEPH, MO 64501-3423 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3309 LOCUST ST, SAINT JOSEPH, MO 64501-3423 |
| Document Number | 003816/134 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 3816/134 |
| Instrument | 2026001327 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 13, 2017 |
| Property Address | 3309 LOCUST ST, SAINT JOSEPH, MO 64501-3423 |
| Document Number | 2017010250 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 2017010250 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $620.00 | $8,620 (+2.01%) Land $1,900 Building $6,720 | $45,350 (+1.93%) Land $10,000 Building $35,350 |
| 2024 | $620.00 (+11.31%) | ||
| 2023 | $557.00 (-0.71%) | $8,450 (-) Land $1,900 Building $6,550 | $44,490 (-) Land $10,000 Building $34,490 |
| 2022 | $561.00 | $8,450 Land $1,900 Building $6,550 | |
| 2021 | $44,490 Land $10,000 Building $34,490 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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