Hamilton County property record for 3324 River Rd, Cincinnati, OH 45204
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,410 sqft · built 1924 |
| Lot Size | 0.409 acres (17,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,000 (Dec 2024) |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-0001-0098-00 |
| Primary APN | 154-0001-0098-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 2,396 sqft |
| 1st Floor Area | 986 sqft |
| Attic | Attic |
| Attic Area | 424 sqft |
| Basement Area | 986 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 17,799 sqft (0.409 acres) |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3324 RIVER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45204-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER RD 0.4086 ACS34 T4 FR1 |
| Legal Subdivision | ALMA L HOMMEDIEUS ESTATE PLAT B |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10300 |
3324 River Rd is owned and occupied by an individual who bought it in December 2024.
Source: Hamilton County records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3324 RIVER RD, CINCINNATI, OH 45204-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 19, 2024 | Fiduciary Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on File |
| Deed Sale | Dec 19, 2024 · Amount on File |
| Prior Sale | Mar 7, 2012 · Amount on File |
| Deed Document Number | 202490740 |
| Deed Book / Page | 15316 / 708 |
| Prior Transfer Date | Feb 16, 2011 |
| Prior Transfer Doc | 0000000071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3324 RIVER RD, CINCINNATI, OH 45204-1131 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3324 RIVER RD, CINCINNATI, OH 45204-1131 |
| Document Number | 0000018763 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 15622/276 |
| Instrument | 2026-0018763 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3324 RIVER RD, CINCINNATI, OH 45204-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000116530 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 14510/2134 |
| Instrument | 2021-0116530 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 19, 2024 |
| Property Address | 3324 RIVER RD, CINCINNATI, OH 45204-1131 |
| Document Number | 0000090740 |
| Book / Page | 15316 / 708 |
| Map Reference | MB 18 PG 67 |
| Instrument Date | Dec 16, 2024 |
| Instrument | 2024-0090740 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3324 RIVER RD, CINCINNATI, OH 45204-1131 |
| Document Number | 0000090741 |
|---|---|
| Date | Dec 19, 2024 |
| Instrument | 2024-0090741 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 3324 River Rd was $1,097, down 2.7% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097.00 (-2.75%) | $17,420 (-) Land $6,591 Building $10,829 | $49,770 Land $18,830 Building $30,940 |
| 2024 | $1,128.00 (-0.18%) | $17,420 (-) Land $6,591 Building $10,829 | |
| 2023 | $1,130.00 (+1.53%) | $17,420 (+12.81%) Land $6,591 Building $10,829 | $49,770 Land $18,830 Building $30,940 |
| 2022 | $1,113.00 | $15,442 Land $6,594 Building $8,848 | |
| 2020 | $44,120 Land $18,840 Building $25,280 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3324 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3324 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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