Manatee County property record for 3324 98th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,394 sqft · built 2013 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,500 (Oct 2023) |
| Tax Bill | $4,119 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6182-0655-9 |
| Primary APN | 6182-0655-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Gross Area | 1,953 sqft |
| 1st Floor Area | 1,394 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,950 sqft (0.114 acres) |
| Lot Dimensions | 110 ft deep x 45 ft wide |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 359 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0618206559 |
|---|---|
| Street Address | 3324 98TH ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-8014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 121 GILLETTE GROVE SUBDIVISION PI#6182.0655/9 |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 17 |
| Legal Subdivision | GILLETTE GROVE |
| Legal Tract | 00618200 |
| Legal Lot Number | 121 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 1602 |
3324 98th St E is owned and occupied by two individuals who bought it in October 2023.
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3324 98TH ST E, PALMETTO, FL 34221-8014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 27, 2023 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Jul 18, 2018 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Nov 9, 2017 | Quit Claim Deed, Transfer BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on File |
| Deed Sale | Oct 27, 2023 · Amount on File |
| Prior Sale | Jul 18, 2018 · Amount on File |
| Deed Document Number | 2023114964 |
| Prior Transfer Date | Oct 25, 2017 |
| Prior Transfer Doc | 0000106307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3324 98TH ST E, PALMETTO, FL 34221-8014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3324 98TH ST E, RUBONIA, FL 34221-8014 |
| Document Number | 0041081620 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 202241081620 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Oct 27, 2023 |
| Property Address | 3324 98TH ST E, PALMETTO, FL 34221-8014 |
| Document Number | 0041114964 |
| Map Reference | MB 50 PG 145-150 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 202341114964 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ALLIANCE GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,467.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1236 ORCHARDGRASS CIR, PARRISH, FL 34219-2223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3324 98TH ST E, PALMETTO, FL 34221-8014 |
| Investor | Possibly a Property Investor |
| Document Number | 0041114965 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 202341114965 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3324 98TH ST E, PALMETTO, FL 34221-8014 |
| Document Number | 0041094463 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3324 98TH ST E PALMETTO FL 342218014, PALMETTO, FL 34221-8014 |
| Document Number | 0041094463 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 41094463 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 18, 2018 |
| Property Address | 3324 98TH ST E, PALMETTO, FL 34221-8014 |
| Document Number | 0027384367 |
| Book / Page | 2738 / 4367 |
| Map Reference | MB50 PG145-150 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 201841072967 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ALLIANCE GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2508 63RD TER E, 2508, ELLENTON, FL 34222-2230 |
| Name | Verified Name |
|---|---|
| Address | 3324 98TH ST E, PALMETTO, FL 34221-8014 |
| Document Number | 201841072968 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 201841072968 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3324 98TH ST E, PALMETTO, FL 34221-8014 |
| Document Number | 0027003531 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3324 98TH ST E PALMETTO FL 342218014, PALMETTO, FL 34221-8014 |
| Document Number | 0027003531 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 002700/003531 |
| Instrument | 41106309 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 8, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 9, 2017 |
| Property Address | 3324 98TH ST E, PALMETTO, FL 34221-8014 |
| Document Number | 0027003528 |
| Book / Page | 002700 / 003528 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 41106307 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3324 98TH ST E PALMETTO FL 342218014, PALMETTO, FL 34221-8014 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,686 (-0.84%) Land $40,800 Building $200,886 | $241,686 (-0.84%) Land $40,800 Building $200,886 | |
| 2025 | $243,741 Land $40,800 Building $202,941 | $243,741 Land $40,800 Building $202,941 | |
| 2024 | $4,119.00 (+78.93%) | ||
| 2023 | $2,302.00 (+3.18%) Homeowner's exemption | $189,566 (+3%) | $305,936 (+15.08%) Land $40,800 Building $265,136 |
| 2022 | $2,231.00 Homeowner's exemption | $184,045 | $265,851 Land $40,000 Building $225,851 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3324 98th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 9 (1992–2024) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3324 98th St E is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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